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Single Family ResidenceResidential
$248,604$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,000 on May 1, 2018

1320 S RIDGE RD

OSCEOLA, IA 50213
3
Beds
1
Baths
1,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$249K
$215K low$282K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · May 1, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$100,732
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,586
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,872
PENNYMAC LOAN SERVICES LLC · recorded Jun 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,676 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,430 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,510
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,430

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyClarke
Lot (acres)The size of the land the home sits on, from county records.0.78
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,063 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clarke Community Elementary SchoolC-
Elementary · Grades PK–5 · 1.4 mi
H
Clarke Community High SchoolB-
High · Grades 9–12 · 1.7 mi
M
Clarke Community Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi

District: Clarke Community School District

Neighborhood · ZIP 50213These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,159
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,099
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1320 S Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Osceola 50213
  • Costs more per square foot than 68% of homes in Osceola 50213

What homes are worth in Osceola 50213

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$629K

This home is worth more than 70% of homes in Osceola 50213.

How it measures up in Osceola 50213

The dot is this home. The mark in the middle is the typical home in Osceola 50213.

Estimated value$248,604
CheaperTypical $165,654Pricier

Pricier than 70% of homes nearby

Price per ft²$180
CheaperTypical $136Pricier

Pricier than 68% of homes nearby

Living area1,384 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.78 ac
SmallerTypical 0.36 acBigger

Bigger than 61% of homes nearby

Year built1974
OlderTypical 1968Newer

Newer than 58% of homes nearby

How 1320 S Ridge Rd ranks against every home in each area.
MeasureThis homeOsceola 50213Clarke County
Estimated valuepricier than$248,60470% of homes67% of homes
Price per ft²pricier than$18068% of homes66% of homes
Living areabigger than1,384 ft²62% of homes60% of homes
Lot sizebigger than0.78 ac61% of homes52% of homes
Year builtnewer than197458% of homes57% of homes

About 1320 S Ridge Rd

How much is 1320 S Ridge Rd, Osceola, IA worth?

The TopHap Estimate for 1320 S Ridge Rd, Osceola, IA is $248,604 as of Jul 14, 2026. The likely range is $215,494 to $281,714. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1320 S Ridge Rd, Osceola, IA last sell?

1320 S Ridge Rd, Osceola, IA last sold on May 1, 2018 for $155,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1320 S Ridge Rd, Osceola, IA?

1320 S Ridge Rd, Osceola, IA has 3 bedrooms, 1 bathrooms, 1,384 square feet of living space and a 0.78-acre lot.

When was 1320 S Ridge Rd, Osceola, IA built?

1320 S Ridge Rd, Osceola, IA was built in 1974, making it 52 years old. It is a conventional home. The building has 1 story.

What schools serve 1320 S Ridge Rd, Osceola, IA?

1320 S Ridge Rd, Osceola, IA is assigned to Clarke Community Elementary School (elementary), rated C-; Clarke Community High School (high), rated B-; Clarke Community Middle School (middle), rated B-. All sit in Clarke Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1320 S Ridge Rd, Osceola, IA compare to other homes in Osceola 50213?

Among the 2,753 homes in Osceola 50213, it is worth more than 70% of them ($248,604 against a typical $165,654), its price per square foot is higher than 68% of them ($180 against a typical $136), it is bigger than 62% of them (1,384 ft² against a typical 1,216 ft²), its lot is bigger than 61% of them (0.78 ac against a typical 0.36 ac) and it is newer than 58% of them (1974 against a typical 1968). Measured against all of Clarke County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1320 S Ridge Rd, Osceola, IA?

The 2024 property tax bill for 1320 S Ridge Rd, Osceola, IA was $3,676. The county assessed it at $221,430.

Closest homes

More homes in Osceola 50213

Assigned schools

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