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Single Family ResidenceResidential
$1,743,336$660 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,150,000 on Nov 8, 2019

1321 CEDAR ST

MONTARA, CA 94037
3
Beds
2.5
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.7M
$1.6M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,150,000 · Nov 8, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,777 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,282,841 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$323,498
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$959,343
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,257,688
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,731,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountySAN MATEO
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Farallone View Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
H
Half Moon Bay High SchoolA-
High · Grades 9–12 · 6.2 mi
M
Manuel F. Cunha Intermediate SchoolC-
Middle · Grades 6–8 · 6.6 mi

District: Cabrillo Unified School District

Neighborhood · ZIP 94037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.31
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.481

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$168,153
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$207,860
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1321 Cedar St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Montara 94037
  • Costs less per square foot than 87% of homes in San Mateo County
  • Bigger than 85% of homes in Montara 94037
  • Has a bigger lot than 68% of homes in Montara 94037
  • Newer than 89% of homes in San Mateo County

What homes are worth in Montara 94037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$906K$3.3M

This home is worth more than 77% of homes in Montara 94037.

How it measures up in Montara 94037

The dot is this home. The mark in the middle is the typical home in Montara 94037.

Estimated value$1,743,336
CheaperTypical $1,462,490Pricier

Pricier than 77% of homes nearby

Price per ft²$660
CheaperTypical $812Pricier

Pricier than 16% of homes nearby

Living area2,640 ft²
SmallerTypical 1,900 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 68% of homes nearby

Year built1990
OlderTypical 1974Newer

Newer than 83% of homes nearby

How 1321 Cedar St ranks against every home in each area.
MeasureThis homeMontara 94037San Mateo County
Estimated valuepricier than$1,743,33677% of homes60% of homes
Price per ft²pricier than$66016% of homes13% of homes
Living areabigger than2,640 ft²85% of homes85% of homes
Lot sizebigger than0.16 ac68% of homes60% of homes
Year builtnewer than199083% of homes89% of homes

About 1321 Cedar St

How much is 1321 Cedar St, Montara, CA worth?

The TopHap Estimate for 1321 Cedar St, Montara, CA is $1,743,336 as of Sep 24, 2026. The likely range is $1,649,584 to $1,837,088. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1321 Cedar St, Montara, CA last sell?

1321 Cedar St, Montara, CA last sold on Nov 8, 2019 for $1,150,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1321 Cedar St, Montara, CA?

1321 Cedar St, Montara, CA has 3 bedrooms, 2.5 bathrooms, 2,640 square feet of living space and a 0.16-acre lot.

When was 1321 Cedar St, Montara, CA built?

1321 Cedar St, Montara, CA was built in 1990, making it 36 years old. It is a contemporary home. The building has 2 stories.

What schools serve 1321 Cedar St, Montara, CA?

1321 Cedar St, Montara, CA is assigned to Farallone View Elementary School (elementary), rated A+; Half Moon Bay High School (high), rated A-; Manuel F. Cunha Intermediate School (middle), rated C-. All sit in Cabrillo Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1321 Cedar St, Montara, CA compare to other homes in Montara 94037?

Among the 1,045 homes in Montara 94037, it is worth more than 77% of them ($1,743,336 against a typical $1,462,490), its price per square foot is higher than 16% of them ($660 against a typical $812), it is bigger than 85% of them (2,640 ft² against a typical 1,900 ft²), its lot is bigger than 68% of them (0.16 ac against a typical 0.14 ac) and it is newer than 83% of them (1990 against a typical 1974). Measured against all of San Mateo County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1321 Cedar St, Montara, CA?

The 2025 property tax bill for 1321 Cedar St, Montara, CA was $16,777. The county assessed it at $1,282,841.

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