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Single Family ResidenceResidential
$119,150$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1321 COMMERCIAL ST

BELLEVILLE, IL 62221
0
Baths
528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$119K
$99K low$139K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,822 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,090 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,183
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,907
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,270

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySt. Clair
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 284 ft²Patio · 284 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolC
Elementary · Grades PK–6 · 0.5 mi
M
West Jr. High SchoolB-
Middle · Grades 7–8 · 2.4 mi

District: Belleville School District 118

Neighborhood · ZIP 62221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.163

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,133
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.851 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,289
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,239
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1321 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Belleville 62221
  • Costs more per square foot than 81% of homes in St. Clair County
  • Among the smallest homes in Belleville 62221
  • Has a smaller lot than 86% of homes in Belleville 62221
  • Older than 78% of homes in Belleville 62221

What homes are worth in Belleville 62221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$546K

This home is worth more than 9% of homes in Belleville 62221.

How it measures up in Belleville 62221

The dot is this home. The mark in the middle is the typical home in Belleville 62221.

Estimated value$119,150
CheaperTypical $237,379Pricier

Pricier than 9% of homes nearby

Price per ft²$226
CheaperTypical $167Pricier

Pricier than 75% of homes nearby

Living area528 ft²
SmallerTypical 1,312 ft²Bigger

Smaller than almost all homes nearby

Lot size0.15 ac
SmallerTypical 0.25 acBigger

Bigger than 14% of homes nearby

Year built1959
OlderTypical 1987Newer

Newer than 22% of homes nearby

How 1321 Commercial St ranks against every home in each area.
MeasureThis homeBelleville 62221St. Clair County
Estimated valuepricier than$119,1509% of homes33% of homes
Price per ft²pricier than$22675% of homes81% of homes
Living areabigger than528 ft²almost no homesalmost no homes
Lot sizebigger than0.15 ac14% of homes19% of homes
Year builtnewer than195922% of homes44% of homes

About 1321 Commercial St

How much is 1321 Commercial St, Belleville, IL worth?

The TopHap Estimate for 1321 Commercial St, Belleville, IL is $119,150 as of Jul 14, 2026. The likely range is $98,971 to $139,329. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1321 Commercial St, Belleville, IL?

1321 Commercial St, Belleville, IL has 528 square feet of living space and a 0.15-acre lot.

When was 1321 Commercial St, Belleville, IL built?

1321 Commercial St, Belleville, IL was built in 1959, making it 67 years old. It is a split level home. The building has 2 stories.

What schools serve 1321 Commercial St, Belleville, IL?

1321 Commercial St, Belleville, IL is assigned to Jefferson Elementary School (elementary), rated C; West Jr. High School (middle), rated B-. All sit in Belleville School District 118. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1321 Commercial St, Belleville, IL compare to other homes in Belleville 62221?

Among the 10,156 homes in Belleville 62221, it is worth more than 9% of them ($119,150 against a typical $237,379), its price per square foot is higher than 75% of them ($226 against a typical $167), it is bigger than almost none of them (528 ft² against a typical 1,312 ft²), its lot is bigger than 14% of them (0.15 ac against a typical 0.25 ac) and it is newer than 22% of them (1959 against a typical 1987). Measured against all of St. Clair County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1321 Commercial St, Belleville, IL?

The 2024 property tax bill for 1321 Commercial St, Belleville, IL was $2,822. The county assessed it at $40,090.

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