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Single Family ResidenceResidential
$491,395$553 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1321 ELM RIDGE RD

DENISON, TX 75020
0
Baths
888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$491K
$394K low$589K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,208 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$630,688 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$531,101
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,587
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$633,543
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$630,688

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGRAYSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.1.50
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 56 ft²Patio · 536 ft²Porch · 168 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Denison High SchoolC+
High · Grades 9–12 · 5.1 mi
E
Mayes Elementary SchoolB-
Elementary · Grades PK–4 · 5.8 mi
M
Scott Middle SchoolC
Middle · Grades 7–8 · 7.8 mi

District: Denison Independent School District

Neighborhood · ZIP 75020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.27,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.406 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,023
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,106
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1321 Elm Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Denison 75020
  • Among the highest price per square foot in Denison 75020
  • Smaller than 94% of homes in Denison 75020
  • Has a bigger lot than 90% of homes in Denison 75020
  • Older than 88% of homes in Grayson County

What homes are worth in Denison 75020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$825K

This home is worth more than 91% of homes in Denison 75020.

How it measures up in Denison 75020

The dot is this home. The mark in the middle is the typical home in Denison 75020.

Estimated value$491,395
CheaperTypical $209,791Pricier

Pricier than 91% of homes nearby

Price per ft²$553
CheaperTypical $145Pricier

Pricier than almost all homes nearby

Living area888 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 6% of homes nearby

Lot size1.5 ac
SmallerTypical 0.23 acBigger

Bigger than 90% of homes nearby

Year built1940
OlderTypical 1966Newer

Newer than 20% of homes nearby

How 1321 Elm Ridge Rd ranks against every home in each area.
MeasureThis homeDenison 75020Grayson County
Estimated valuepricier than$491,39591% of homes80% of homes
Price per ft²pricier than$553almost all homes98% of homes
Living areabigger than888 ft²6% of homes7% of homes
Lot sizebigger than1.5 ac90% of homes76% of homes
Year builtnewer than194020% of homes12% of homes

About 1321 Elm Ridge Rd

How much is 1321 Elm Ridge Rd, Denison, TX worth?

The TopHap Estimate for 1321 Elm Ridge Rd, Denison, TX is $491,395 as of Aug 30, 2026. The likely range is $393,899 to $588,891. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1321 Elm Ridge Rd, Denison, TX last sell?

1321 Elm Ridge Rd, Denison, TX last sold on Apr 2, 2024, according to the county's recorded deed.

How big is 1321 Elm Ridge Rd, Denison, TX?

1321 Elm Ridge Rd, Denison, TX has 888 square feet of living space and a 1.50-acre lot.

When was 1321 Elm Ridge Rd, Denison, TX built?

1321 Elm Ridge Rd, Denison, TX was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 1321 Elm Ridge Rd, Denison, TX?

1321 Elm Ridge Rd, Denison, TX is assigned to Denison High School (high), rated C+; Mayes Elementary School (elementary), rated B-; Scott Middle School (middle), rated C. All sit in Denison Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1321 Elm Ridge Rd, Denison, TX compare to other homes in Denison 75020?

Among the 10,662 homes in Denison 75020, it is worth more than 91% of them ($491,395 against a typical $209,791), its price per square foot is higher than almost all of them ($553 against a typical $145), it is bigger than 6% of them (888 ft² against a typical 1,498 ft²), its lot is bigger than 90% of them (1.5 ac against a typical 0.23 ac) and it is newer than 20% of them (1940 against a typical 1966). Measured against all of Grayson County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1321 Elm Ridge Rd, Denison, TX?

The 2024 property tax bill for 1321 Elm Ridge Rd, Denison, TX was $10,208. The county assessed it at $630,688.

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