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Single Family ResidenceResidential
$81,852$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1321 RUBY ST

MOUNDSVILLE, WV 26041
2
Beds
1
Baths
980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$82K
$59K low$104K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$21,852
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$17,482
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
MAIN STREET BANK · recorded May 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$518 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$69,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMarshall
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Moundsville Middle SchoolD
Middle · Grades 6–8 · 0.7 mi
E
McNinch Primary School
Elementary · Grades PK–2 · 0.9 mi
H
John Marshall High SchoolA-
High · Grades 9–12 · 2.0 mi

District: Marshall County School District

Neighborhood · ZIP 26041These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,770
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.213 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,292
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,979
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1321 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Moundsville 26041
  • Smaller than 84% of homes in Marshall County
  • Has a smaller lot than 67% of homes in Marshall County

What homes are worth in Moundsville 26041

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$353K

This home is worth more than 27% of homes in Moundsville 26041.

How it measures up in Moundsville 26041

The dot is this home. The mark in the middle is the typical home in Moundsville 26041.

Estimated value$81,852
CheaperTypical $114,386Pricier

Pricier than 27% of homes nearby

Price per ft²$84
CheaperTypical $87Pricier

Pricier than 46% of homes nearby

Living area980 ft²
SmallerTypical 1,322 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.14 ac
SmallerTypical 0.18 acBigger

Bigger than 45% of homes nearby

Year built1950
OlderTypical 1952Newer

Newer than 49% of homes nearby

How 1321 Ruby St ranks against every home in each area.
MeasureThis homeMoundsville 26041Marshall County
Estimated valuepricier than$81,85227% of homes27% of homes
Price per ft²pricier than$8446% of homes44% of homes
Living areabigger than980 ft²19% of homes16% of homes
Lot sizebigger than0.14 ac45% of homes33% of homes
Year builtnewer than195049% of homes47% of homes

About 1321 Ruby St

How much is 1321 Ruby St, Moundsville, WV worth?

The TopHap Estimate for 1321 Ruby St, Moundsville, WV is $81,852 as of Jul 14, 2026. The likely range is $59,437 to $104,267. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1321 Ruby St, Moundsville, WV?

1321 Ruby St, Moundsville, WV has 2 bedrooms, 1 bathrooms, 980 square feet of living space and a 0.14-acre lot.

When was 1321 Ruby St, Moundsville, WV built?

1321 Ruby St, Moundsville, WV was built in 1950, making it 76 years old. It is a conventional home. The building has 1 story.

What schools serve 1321 Ruby St, Moundsville, WV?

1321 Ruby St, Moundsville, WV is assigned to Moundsville Middle School (middle), rated D; McNinch Primary School (elementary); John Marshall High School (high), rated A-. All sit in Marshall County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1321 Ruby St, Moundsville, WV compare to other homes in Moundsville 26041?

Among the 6,562 homes in Moundsville 26041, it is worth more than 27% of them ($81,852 against a typical $114,386), its price per square foot is higher than 46% of them ($84 against a typical $87), it is bigger than 19% of them (980 ft² against a typical 1,322 ft²), its lot is bigger than 45% of them (0.14 ac against a typical 0.18 ac) and it is newer than 49% of them (1950 against a typical 1952). Measured against all of Marshall County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1321 Ruby St, Moundsville, WV?

The 2025 property tax bill for 1321 Ruby St, Moundsville, WV was $518. The county assessed it at $41,760.

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Assigned schools

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