Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$871,943$482 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $440,000 on Aug 15, 2013

13212 SPENCE RD

THREE RIVERS, MI 49093
2.5
Baths
1,808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$872K
$824K low$920K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Aug 15, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,668 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$114,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$331,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$430,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$893,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.136 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norton Elementary SchoolB+
Elementary · Grades KG–5 · 1.9 mi
M
Three Rivers Middle SchoolC+
Middle · Grades 6–8 · 4.2 mi
H
Three Rivers High SchoolA-
High · Grades 9–12 · 4.3 mi

District: Three Rivers Community Schools

Neighborhood · ZIP 49093These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.17,961
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,264
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,878
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13212 Spence Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Three Rivers 49093
  • Among the highest price per square foot in St. Joseph County
  • Bigger than 74% of homes in Three Rivers 49093
  • Older than 73% of homes in St. Joseph County

What homes are worth in Three Rivers 49093

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$820K

This home is worth more than almost all homes in Three Rivers 49093.

How it measures up in Three Rivers 49093

The dot is this home. The mark in the middle is the typical home in Three Rivers 49093.

Estimated value$871,943
CheaperTypical $208,521Pricier

Pricier than almost all homes nearby

Price per ft²$482
CheaperTypical $155Pricier

Pricier than 98% of homes nearby

Living area1,808 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.48 ac
SmallerTypical 0.46 acBigger

Bigger than 53% of homes nearby

Year built1941
OlderTypical 1962Newer

Newer than 32% of homes nearby

How 13212 Spence Rd ranks against every home in each area.
MeasureThis homeThree Rivers 49093St. Joseph County
Estimated valuepricier than$871,943almost all homesalmost all homes
Price per ft²pricier than$48298% of homesalmost all homes
Living areabigger than1,808 ft²74% of homes74% of homes
Lot sizebigger than0.48 ac53% of homes50% of homes
Year builtnewer than194132% of homes27% of homes

About 13212 Spence Rd

How much is 13212 Spence Rd, Three Rivers, MI worth?

The TopHap Estimate for 13212 Spence Rd, Three Rivers, MI is $871,943 as of Jul 14, 2026. The likely range is $823,739 to $920,147. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13212 Spence Rd, Three Rivers, MI last sell?

13212 Spence Rd, Three Rivers, MI last sold on Aug 15, 2013 for $440,000, according to the county's recorded deed.

How big is 13212 Spence Rd, Three Rivers, MI?

13212 Spence Rd, Three Rivers, MI has 2.5 bathrooms, 1,808 square feet of living space and a 0.48-acre lot.

When was 13212 Spence Rd, Three Rivers, MI built?

13212 Spence Rd, Three Rivers, MI was built in 1941, making it 85 years old. It is a ranch home.

What schools serve 13212 Spence Rd, Three Rivers, MI?

13212 Spence Rd, Three Rivers, MI is assigned to Norton Elementary School (elementary), rated B+; Three Rivers Middle School (middle), rated C+; Three Rivers High School (high), rated A-. All sit in Three Rivers Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13212 Spence Rd, Three Rivers, MI compare to other homes in Three Rivers 49093?

Among the 7,772 homes in Three Rivers 49093, it is worth more than almost all of them ($871,943 against a typical $208,521), its price per square foot is higher than 98% of them ($482 against a typical $155), it is bigger than 74% of them (1,808 ft² against a typical 1,440 ft²), its lot is bigger than 53% of them (0.48 ac against a typical 0.46 ac) and it is newer than 32% of them (1941 against a typical 1962). Measured against all of St. Joseph County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13212 Spence Rd, Three Rivers, MI?

The 2025 property tax bill for 13212 Spence Rd, Three Rivers, MI was $11,668. The county assessed it at $446,500.

More homes on Spence Rd

Closest homes

More homes in Three Rivers 49093

Assigned schools

Explore the area

See this home in context

Open 13212 Spence Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map