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Single Family ResidenceResidential
$254,884$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1322 N SPENCER ST

RUSHVILLE, IN 46173
1.5
Baths
1,558 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$255K
$232K low$278K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$254,884
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$203,907

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,031 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$169,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUSH
Lot (acres)The size of the land the home sits on, from county records.0.54
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Benjamin Rush Middle SchoolB-
Middle · Grades 7–8 · 0.5 mi
H
Rushville Consolidated High SchoolA-
High · Grades 9–12 · 0.5 mi
E
Rushville Elementary SchoolB-
Elementary · Grades PK–6 · 0.6 mi

District: Rush County Schools

Neighborhood · ZIP 46173These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,408
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,459
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1322 N Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Rushville 46173
  • Costs more per square foot than 79% of homes in Rushville 46173

What homes are worth in Rushville 46173

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$540K

This home is worth more than 71% of homes in Rushville 46173.

How it measures up in Rushville 46173

The dot is this home. The mark in the middle is the typical home in Rushville 46173.

Estimated value$254,884
CheaperTypical $182,580Pricier

Pricier than 71% of homes nearby

Price per ft²$164
CheaperTypical $111Pricier

Pricier than 79% of homes nearby

Living area1,558 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.54 ac
SmallerTypical 0.36 acBigger

Bigger than 57% of homes nearby

Year built1969
OlderTypical 1958Newer

Newer than 60% of homes nearby

How 1322 N Spencer St ranks against every home in each area.
MeasureThis homeRushville 46173Rush County
Estimated valuepricier than$254,88471% of homes67% of homes
Price per ft²pricier than$16479% of homes76% of homes
Living areabigger than1,558 ft²41% of homes39% of homes
Lot sizebigger than0.54 ac57% of homes48% of homes
Year builtnewer than196960% of homes59% of homes

About 1322 N Spencer St

How much is 1322 N Spencer St, Rushville, IN worth?

The TopHap Estimate for 1322 N Spencer St, Rushville, IN is $254,884 as of Jul 14, 2026. The likely range is $232,081 to $277,687. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1322 N Spencer St, Rushville, IN last sell?

1322 N Spencer St, Rushville, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1322 N Spencer St, Rushville, IN?

1322 N Spencer St, Rushville, IN has 1.5 bathrooms, 1,558 square feet of living space and a 0.54-acre lot.

When was 1322 N Spencer St, Rushville, IN built?

1322 N Spencer St, Rushville, IN was built in 1969, making it 57 years old. The building has 2 stories.

What schools serve 1322 N Spencer St, Rushville, IN?

1322 N Spencer St, Rushville, IN is assigned to Benjamin Rush Middle School (middle), rated B-; Rushville Consolidated High School (high), rated A-; Rushville Elementary School (elementary), rated B-. All sit in Rush County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1322 N Spencer St, Rushville, IN compare to other homes in Rushville 46173?

Among the 4,102 homes in Rushville 46173, it is worth more than 71% of them ($254,884 against a typical $182,580), its price per square foot is higher than 79% of them ($164 against a typical $111), it is bigger than 41% of them (1,558 ft² against a typical 1,708 ft²), its lot is bigger than 57% of them (0.54 ac against a typical 0.36 ac) and it is newer than 60% of them (1969 against a typical 1958). Measured against all of Rush County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1322 N Spencer St, Rushville, IN?

The 2025 property tax bill for 1322 N Spencer St, Rushville, IN was $4,031. The county assessed it at $195,800.

Closest homes

More homes in Rushville 46173

Assigned schools

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