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Single Family ResidenceResidential
$1,130,754$619 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $110,000 on Dec 31, 1985

13409 ANN O RENO LN

POWAY, CA 92064
2
Beds
2
Baths
1,826 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Dec 31, 1985
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$935,754
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$748,603
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
UNIWEST MORTGAGE CORP · R · recorded Dec 23, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
PACIFIC TRUST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,218 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,726 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,519
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$216,207
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$283,066

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
19
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.20
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garden Road Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi
M
Twin Peaks Middle SchoolB
Middle · Grades 6–8 · 1.4 mi
H
Poway High SchoolA+
High · Grades 9–12 · 2.7 mi

District: Poway Unified School District

Neighborhood · ZIP 92064These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.33
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.185

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,579
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,302 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,420
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$158,718
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13409 Ann O Reno Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in San Diego County
  • Bigger than 66% of homes in San Diego County
  • Has a smaller lot than 71% of homes in Poway 92064
  • Older than 84% of homes in Poway 92064

What homes are worth in Poway 92064

Each bar is how many homes fall in that price range. The marker is this home.

This home
$681K$3.1M

This home is worth more than 44% of homes in Poway 92064.

How it measures up in Poway 92064

The dot is this home. The mark in the middle is the typical home in Poway 92064.

Estimated value$1,130,754
CheaperTypical $1,199,408Pricier

Pricier than 44% of homes nearby

Price per ft²$619
CheaperTypical $629Pricier

Pricier than 46% of homes nearby

Living area1,826 ft²
SmallerTypical 1,878 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.2 ac
SmallerTypical 0.32 acBigger

Bigger than 29% of homes nearby

Year built1969
OlderTypical 1978Newer

Newer than 16% of homes nearby

How 13409 Ann O Reno Ln ranks against every home in each area.
MeasureThis homePoway 92064San Diego County
Estimated valuepricier than$1,130,75444% of homes68% of homes
Price per ft²pricier than$61946% of homes60% of homes
Living areabigger than1,826 ft²48% of homes66% of homes
Lot sizebigger than0.2 ac29% of homes41% of homes
Year builtnewer than196916% of homes22% of homes

About 13409 Ann O Reno Ln

How much is 13409 Ann O Reno Ln, Poway, CA worth?

The TopHap Estimate for 13409 Ann O Reno Ln, Poway, CA is $1,130,754 as of Jul 14, 2026. The likely range is $1,096,622 to $1,164,886. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13409 Ann O Reno Ln, Poway, CA last sell?

13409 Ann O Reno Ln, Poway, CA last sold on Dec 31, 1985 for $110,000, according to the county's recorded deed.

How big is 13409 Ann O Reno Ln, Poway, CA?

13409 Ann O Reno Ln, Poway, CA has 2 bedrooms, 2 bathrooms, 1,826 square feet of living space and a 0.20-acre lot.

When was 13409 Ann O Reno Ln, Poway, CA built?

13409 Ann O Reno Ln, Poway, CA was built in 1969, making it 57 years old.

What schools serve 13409 Ann O Reno Ln, Poway, CA?

13409 Ann O Reno Ln, Poway, CA is assigned to Garden Road Elementary School (elementary), rated B; Twin Peaks Middle School (middle), rated B; Poway High School (high), rated A+. All sit in Poway Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13409 Ann O Reno Ln, Poway, CA compare to other homes in Poway 92064?

Among the 14,580 homes in Poway 92064, it is worth more than 44% of them ($1,130,754 against a typical $1,199,408), its price per square foot is higher than 46% of them ($619 against a typical $629), it is bigger than 48% of them (1,826 ft² against a typical 1,878 ft²), its lot is bigger than 29% of them (0.2 ac against a typical 0.32 ac) and it is newer than 16% of them (1969 against a typical 1978). Measured against all of San Diego County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13409 Ann O Reno Ln, Poway, CA?

The 2025 property tax bill for 13409 Ann O Reno Ln, Poway, CA was $3,218. The county assessed it at $288,726.

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Assigned schools

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