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Single Family ResidenceResidential
$1,523,426$328 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $299,900 on Apr 25, 2018

1344 HARBOR RIDGE RD

SENECA, SC 29672
5
Beds
6 / 1
Baths
4,641 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.03 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.5M
$1.3M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,900 · Apr 25, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$773,426
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$618,741
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
BANK OF AMERICA · recorded Nov 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,170 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,221 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,062
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,159
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,221
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$805,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.75
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
84
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOconee
Lot (acres)The size of the land the home sits on, from county records.1.03
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Keowee Elementary SchoolA-
Elementary · Grades PK–5 · 3.1 mi
H
Wahalla High SchoolC+
High · Grades 9–12 · 5.6 mi
M
Wahalla Middle SchoolB
Middle · Grades 6–8 · 7.2 mi

District: Oconee County School District

Neighborhood · ZIP 29672These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,785
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.249 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,332
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,991
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1344 Harbor Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Oconee County
  • Costs more per square foot than 82% of homes in Oconee County
  • Bigger than 98% of homes in Oconee County
  • Has a bigger lot than 71% of homes in Seneca 29672
  • Newer than 97% of homes in Oconee County

What homes are worth in Seneca 29672

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$2.8M

This home is worth more than 87% of homes in Seneca 29672.

How it measures up in Seneca 29672

The dot is this home. The mark in the middle is the typical home in Seneca 29672.

Estimated value$1,523,426
CheaperTypical $555,855Pricier

Pricier than 87% of homes nearby

Price per ft²$328
CheaperTypical $277Pricier

Pricier than 59% of homes nearby

Living area4,641 ft²
SmallerTypical 1,962 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.03 ac
SmallerTypical 0.76 acBigger

Bigger than 71% of homes nearby

Year built2020
OlderTypical 1996Newer

Newer than 96% of homes nearby

How 1344 Harbor Ridge Rd ranks against every home in each area.
MeasureThis homeSeneca 29672Oconee County
Estimated valuepricier than$1,523,42687% of homes96% of homes
Price per ft²pricier than$32859% of homes82% of homes
Living areabigger than4,641 ft²96% of homes98% of homes
Lot sizebigger than1.03 ac71% of homes58% of homes
Year builtnewer than202096% of homes97% of homes

About 1344 Harbor Ridge Rd

How much is 1344 Harbor Ridge Rd, Seneca, SC worth?

The TopHap Estimate for 1344 Harbor Ridge Rd, Seneca, SC is $1,523,426 as of Jul 14, 2026. The likely range is $1,315,426 to $1,731,426. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1344 Harbor Ridge Rd, Seneca, SC last sell?

1344 Harbor Ridge Rd, Seneca, SC last sold on Apr 25, 2018 for $299,900, according to the county's recorded deed.

How big is 1344 Harbor Ridge Rd, Seneca, SC?

1344 Harbor Ridge Rd, Seneca, SC has 5 bedrooms, 6 bathrooms, 4,641 square feet of living space and a 1.03-acre lot.

When was 1344 Harbor Ridge Rd, Seneca, SC built?

1344 Harbor Ridge Rd, Seneca, SC was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 1344 Harbor Ridge Rd, Seneca, SC?

1344 Harbor Ridge Rd, Seneca, SC is assigned to Keowee Elementary School (elementary), rated A-; Wahalla High School (high), rated C+; Wahalla Middle School (middle), rated B. All sit in Oconee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1344 Harbor Ridge Rd, Seneca, SC compare to other homes in Seneca 29672?

Among the 7,276 homes in Seneca 29672, it is worth more than 87% of them ($1,523,426 against a typical $555,855), its price per square foot is higher than 59% of them ($328 against a typical $277), it is bigger than 96% of them (4,641 ft² against a typical 1,962 ft²), its lot is bigger than 71% of them (1.03 ac against a typical 0.76 ac) and it is newer than 96% of them (2020 against a typical 1996). Measured against all of Oconee County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1344 Harbor Ridge Rd, Seneca, SC?

The 2025 property tax bill for 1344 Harbor Ridge Rd, Seneca, SC was $3,170. The county assessed it at $32,221.

Closest homes

More homes in Seneca 29672

Assigned schools

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