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Single Family ResidenceResidential
$540,228$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $370,000 on Mar 12, 2018

13487 BAY RD

ELY, MN 55731
3
Beds
2
Baths
2,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$540K
$514K low$566K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Mar 12, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,557 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$797,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$299,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$498,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$752,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$797,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyLAKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 480 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Two Harbors Secondary SchoolC
Middle · Grades 6–12 · 59.2 mi
E
Minnehaha Elementary SchoolB
Elementary · Grades PK–5 · 61.0 mi

District: Lake Superior Public School District

Neighborhood · ZIP 55731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,169
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13487 Bay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Ely 55731
  • Bigger than 97% of homes in Lake County
  • Has a bigger lot than 79% of homes in Ely 55731

What homes are worth in Ely 55731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$847K

This home is worth more than 89% of homes in Ely 55731.

How it measures up in Ely 55731

The dot is this home. The mark in the middle is the typical home in Ely 55731.

Estimated value$540,228
CheaperTypical $204,154Pricier

Pricier than 89% of homes nearby

Price per ft²$250
CheaperTypical $189Pricier

Pricier than 62% of homes nearby

Living area2,160 ft²
SmallerTypical 1,064 ft²Bigger

Bigger than 94% of homes nearby

Lot size5 ac
SmallerTypical 1.14 acBigger

Bigger than 79% of homes nearby

Year built1976
OlderTypical 1976Newer

Newer than 51% of homes nearby

How 13487 Bay Rd ranks against every home in each area.
MeasureThis homeEly 55731Lake County
Estimated valuepricier than$540,22889% of homes86% of homes
Price per ft²pricier than$25062% of homes50% of homes
Living areabigger than2,160 ft²94% of homes97% of homes
Lot sizebigger than5 ac79% of homes68% of homes
Year builtnewer than197651% of homes48% of homes

About 13487 Bay Rd

How much is 13487 Bay Rd, Ely, MN worth?

The TopHap Estimate for 13487 Bay Rd, Ely, MN is $540,228 as of Oct 21, 2026. The likely range is $514,117 to $566,339. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13487 Bay Rd, Ely, MN last sell?

13487 Bay Rd, Ely, MN last sold on Mar 12, 2018 for $370,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 13487 Bay Rd, Ely, MN?

13487 Bay Rd, Ely, MN has 3 bedrooms, 2 bathrooms, 2,160 square feet of living space and a 5.00-acre lot.

When was 13487 Bay Rd, Ely, MN built?

13487 Bay Rd, Ely, MN was built in 1976, making it 50 years old. It is a a-frame home. The building has 1 story.

What schools serve 13487 Bay Rd, Ely, MN?

13487 Bay Rd, Ely, MN is assigned to Two Harbors Secondary School (middle), rated C; Minnehaha Elementary School (elementary), rated B. All sit in Lake Superior Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13487 Bay Rd, Ely, MN compare to other homes in Ely 55731?

Among the 5,982 homes in Ely 55731, it is worth more than 89% of them ($540,228 against a typical $204,154), its price per square foot is higher than 62% of them ($250 against a typical $189), it is bigger than 94% of them (2,160 ft² against a typical 1,064 ft²), its lot is bigger than 79% of them (5 ac against a typical 1.14 ac) and it is newer than 51% of them (1976 against a typical 1976). Measured against all of Lake County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13487 Bay Rd, Ely, MN?

The 2026 property tax bill for 13487 Bay Rd, Ely, MN was $4,557. The county assessed it at $797,100.

More homes on Bay Rd

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Assigned schools

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