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Single Family ResidenceResidential
$180,426$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

137 PROSPECT RD

TOCCOA, GA 30577
2
Beds
1
Baths
1,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
34.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$180K
$144K low$216K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$220 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,042 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,842
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,847
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,605

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.113 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBanks
Lot (acres)The size of the land the home sits on, from county records.34.44
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Tin
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 495 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banks County Primary School
Elementary · Grades KG–2 · 10.6 mi
M
Banks County Middle SchoolB
Middle · Grades 6–8 · 10.6 mi
H
Banks County High SchoolB-
High · Grades 9–12 · 11.4 mi

District: Banks County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

137 Prospect Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Banks County
  • Costs more per square foot than 76% of homes in Toccoa 30577
  • Smaller than 90% of homes in Banks County
  • Has a bigger lot than 98% of homes in Toccoa 30577
  • Among the oldest homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$739K

This home is worth more than 38% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$180,426
CheaperTypical $214,616Pricier

Pricier than 38% of homes nearby

Price per ft²$178
CheaperTypical $140Pricier

Pricier than 76% of homes nearby

Living area1,016 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 15% of homes nearby

Lot size34.44 ac
SmallerTypical 0.95 acBigger

Bigger than 98% of homes nearby

Year built1900
OlderTypical 1976Newer

Older than almost all homes nearby

How 137 Prospect Rd ranks against every home in each area.
MeasureThis homeToccoa 30577Banks County
Estimated valuepricier than$180,42638% of homes21% of homes
Price per ft²pricier than$17876% of homes39% of homes
Living areabigger than1,016 ft²15% of homes10% of homes
Lot sizebigger than34.44 ac98% of homes94% of homes
Year builtnewer than1900almost no homes3% of homes

About 137 Prospect Rd

How much is 137 Prospect Rd, Toccoa, GA worth?

The TopHap Estimate for 137 Prospect Rd, Toccoa, GA is $180,426 as of Sep 24, 2026. The likely range is $144,426 to $216,426. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 137 Prospect Rd, Toccoa, GA last sell?

137 Prospect Rd, Toccoa, GA last sold on Mar 13, 2016, according to the county's recorded deed.

How big is 137 Prospect Rd, Toccoa, GA?

137 Prospect Rd, Toccoa, GA has 2 bedrooms, 1 bathrooms, 1,016 square feet of living space and a 34.44-acre lot.

When was 137 Prospect Rd, Toccoa, GA built?

137 Prospect Rd, Toccoa, GA was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 137 Prospect Rd, Toccoa, GA?

137 Prospect Rd, Toccoa, GA is assigned to Banks County Primary School (elementary); Banks County Middle School (middle), rated B; Banks County High School (high), rated B-. All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 137 Prospect Rd, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 38% of them ($180,426 against a typical $214,616), its price per square foot is higher than 76% of them ($178 against a typical $140), it is bigger than 15% of them (1,016 ft² against a typical 1,497 ft²), its lot is bigger than 98% of them (34.44 ac against a typical 0.95 ac) and it is newer than almost none of them (1900 against a typical 1976). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 137 Prospect Rd, Toccoa, GA?

The 2025 property tax bill for 137 Prospect Rd, Toccoa, GA was $220. The county assessed it at $65,042.

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