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Single Family ResidenceResidential
$1,082,695$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,080,000 on Aug 14, 2026

137 SADDLE RIDGE LN

NELLYSFORD, VA 22958
4
Beds
3.5
Baths
4,788 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,080,000 · Aug 14, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,263 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$939,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$142,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$797,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$849,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$939,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.1.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 625 ft²Porch · 372 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockfish River Elementary SchoolB
Elementary · Grades PK–5 · 3.8 mi
M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 11.6 mi
H
Nelson County High SchoolC-
High · Grades 9–12 · 11.7 mi

District: Nelson County Public Schools

Neighborhood · ZIP 22958These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.35%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,669
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,202
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

137 Saddle Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Nelson County
  • Costs less per square foot than 88% of homes in Stoney Creek
  • Among the largest homes in Nelson County
  • Has a smaller lot than 68% of homes in Nellysford 22958
  • Older than 85% of homes in Stoney Creek

What homes are worth in Nellysford 22958

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$1.3M

This home is worth more than 94% of homes in Nellysford 22958.

How it measures up in Nellysford 22958

The dot is this home. The mark in the middle is the typical home in Nellysford 22958.

Estimated value$1,082,695
CheaperTypical $502,684Pricier

Pricier than 94% of homes nearby

Price per ft²$226
CheaperTypical $285Pricier

Pricier than 19% of homes nearby

Living area4,788 ft²
SmallerTypical 2,081 ft²Bigger

Bigger than almost all homes nearby

Lot size1.15 ac
SmallerTypical 1.85 acBigger

Bigger than 32% of homes nearby

Year built1986
OlderTypical 2000Newer

Newer than 20% of homes nearby

How 137 Saddle Ridge Ln ranks against every home in each area.
MeasureThis homeStoney CreekNellysford 22958Nelson County
Estimated valuepricier than$1,082,69593% of homes94% of homes98% of homes
Price per ft²pricier than$22612% of homes19% of homes42% of homes
Living areabigger than4,788 ft²98% of homesalmost all homesalmost all homes
Lot sizebigger than1.15 ac42% of homes32% of homes36% of homes
Year builtnewer than198615% of homes20% of homes51% of homes

About 137 Saddle Ridge Ln

How much is 137 Saddle Ridge Ln, Nellysford, VA worth?

The TopHap Estimate for 137 Saddle Ridge Ln, Nellysford, VA is $1,082,695 as of Sep 24, 2026. The likely range is $1,031,758 to $1,133,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 137 Saddle Ridge Ln, Nellysford, VA last sell?

137 Saddle Ridge Ln, Nellysford, VA last sold on Aug 14, 2026 for $1,080,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 137 Saddle Ridge Ln, Nellysford, VA?

137 Saddle Ridge Ln, Nellysford, VA has 4 bedrooms, 3.5 bathrooms, 4,788 square feet of living space and a 1.15-acre lot.

When was 137 Saddle Ridge Ln, Nellysford, VA built?

137 Saddle Ridge Ln, Nellysford, VA was built in 1986, making it 40 years old. It is a conventional home. The building has 1 story.

What schools serve 137 Saddle Ridge Ln, Nellysford, VA?

137 Saddle Ridge Ln, Nellysford, VA is assigned to Rockfish River Elementary School (elementary), rated B; Nelson Middle School (middle), rated B+; Nelson County High School (high), rated C-. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 137 Saddle Ridge Ln, Nellysford, VA compare to other homes in Nellysford 22958?

Among the 1,589 homes in Nellysford 22958, it is worth more than 94% of them ($1,082,695 against a typical $502,684), its price per square foot is higher than 19% of them ($226 against a typical $285), it is bigger than almost all of them (4,788 ft² against a typical 2,081 ft²), its lot is bigger than 32% of them (1.15 ac against a typical 1.85 ac) and it is newer than 20% of them (1986 against a typical 2000). Measured against all of Nelson County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 137 Saddle Ridge Ln, Nellysford, VA?

The 2026 property tax bill for 137 Saddle Ridge Ln, Nellysford, VA was $5,263. The county assessed it at $939,900.

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