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Single Family ResidenceResidential
$149,765$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

137 W OAK ST

RIDGEWAY, OH 43345
4
Beds
1
Baths
1,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$126K low$174K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,265
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,812
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,500
QUEST FCU · recorded May 29, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,254 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,540 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$92,970

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 360 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgemont High SchoolB
Middle · Grades 6–12 · 2.8 mi
E
Ridgemont Elementary SchoolC+
Elementary · Grades KG–5 · 2.8 mi

District: Ridgemont Local School District

Neighborhood · ZIP 43345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.870
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,128
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,485
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

137 W Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Ridgeway 43345
  • Costs less per square foot than 84% of homes in Ridgeway 43345
  • Has a smaller lot than 79% of homes in Ridgeway 43345

What homes are worth in Ridgeway 43345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$564K

This home is worth more than 16% of homes in Ridgeway 43345.

How it measures up in Ridgeway 43345

The dot is this home. The mark in the middle is the typical home in Ridgeway 43345.

Estimated value$149,765
CheaperTypical $239,061Pricier

Pricier than 16% of homes nearby

Price per ft²$98
CheaperTypical $144Pricier

Pricier than 16% of homes nearby

Living area1,528 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.25 ac
SmallerTypical 2 acBigger

Bigger than 21% of homes nearby

How 137 W Oak St ranks against every home in each area.
MeasureThis homeRidgeway 43345Hardin County
Estimated valuepricier than$149,76516% of homes45% of homes
Price per ft²pricier than$9816% of homes46% of homes
Living areabigger than1,528 ft²42% of homes48% of homes
Lot sizebigger than0.25 ac21% of homes35% of homes

About 137 W Oak St

How much is 137 W Oak St, Ridgeway, OH worth?

The TopHap Estimate for 137 W Oak St, Ridgeway, OH is $149,765 as of Jul 14, 2026. The likely range is $125,776 to $173,754. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 137 W Oak St, Ridgeway, OH last sell?

137 W Oak St, Ridgeway, OH last sold on Oct 14, 2011, according to the county's recorded deed.

How big is 137 W Oak St, Ridgeway, OH?

137 W Oak St, Ridgeway, OH has 4 bedrooms, 1 bathrooms, 1,528 square feet of living space and a 0.25-acre lot.

What schools serve 137 W Oak St, Ridgeway, OH?

137 W Oak St, Ridgeway, OH is assigned to Ridgemont High School (middle), rated B; Ridgemont Elementary School (elementary), rated C+. All sit in Ridgemont Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 137 W Oak St, Ridgeway, OH compare to other homes in Ridgeway 43345?

Among the 403 homes in Ridgeway 43345, it is worth more than 16% of them ($149,765 against a typical $239,061), its price per square foot is higher than 16% of them ($98 against a typical $144), it is bigger than 42% of them (1,528 ft² against a typical 1,628 ft²) and its lot is bigger than 21% of them (0.25 ac against a typical 2 ac). Measured against all of Hardin County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 137 W Oak St, Ridgeway, OH?

The 2025 property tax bill for 137 W Oak St, Ridgeway, OH was $1,254. The county assessed it at $32,540.

Closest homes

More homes in Ridgeway 43345

Assigned schools

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