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CondominiumResidential
$649,251$729 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $700,000 on Oct 20, 2022

1370 RUBY CT

CAPITOLA, CA 95010
Building report
2
Beds
1
Baths
890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
436 ft²
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$649K
$623K low$675K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$700,000 · Oct 20, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,251
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,401
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$560,000
HOME POINT FINANCIAL CORPORATION · recorded Oct 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,849 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$728,280 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$509,796
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,484
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$700,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$615,510

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Brighton Middle SchoolA-
Middle · Grades 6–8 · 1.0 mi
E
Soquel Elementary SchoolB-
Elementary · Grades KG–5 · 1.1 mi
H
Soquel High SchoolA+
High · Grades 9–12 · 1.4 mi

District: Soquel Elementary School District

Neighborhood · ZIP 95010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.401

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.9,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,595 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,833
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,679
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1370 Ruby Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Santa Cruz County
  • Costs less per square foot than 67% of homes in Capitola 95010
  • Smaller than 90% of homes in Santa Cruz County
  • Among the smallest lots in Santa Cruz County

What homes are worth in Capitola 95010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$471K$3.2M

This home is worth more than 24% of homes in Capitola 95010.

How it measures up in Capitola 95010

The dot is this home. The mark in the middle is the typical home in Capitola 95010.

Estimated value$649,251
CheaperTypical $1,212,264Pricier

Pricier than 24% of homes nearby

Price per ft²$729
CheaperTypical $865Pricier

Pricier than 33% of homes nearby

Living area890 ft²
SmallerTypical 1,199 ft²Bigger

Bigger than 25% of homes nearby

Lot size436 ft²
SmallerTypical 2,962 ft²Bigger

Bigger than 2% of homes nearby

Year built1971
OlderTypical 1973Newer

Newer than 40% of homes nearby

How 1370 Ruby Ct ranks against every home in each area.
MeasureThis homeCapitola 95010Santa Cruz County
Estimated valuepricier than$649,25124% of homes15% of homes
Price per ft²pricier than$72933% of homes60% of homes
Living areabigger than890 ft²25% of homes10% of homes
Lot sizebigger than436 ft²2% of homesalmost no homes
Year builtnewer than197140% of homes48% of homes

About 1370 Ruby Ct

How much is 1370 Ruby Ct, Capitola, CA worth?

The TopHap Estimate for 1370 Ruby Ct, Capitola, CA is $649,251 as of Jul 14, 2026. The likely range is $623,146 to $675,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1370 Ruby Ct, Capitola, CA last sell?

1370 Ruby Ct, Capitola, CA last sold on Oct 20, 2022 for $700,000, according to the county's recorded deed.

How big is 1370 Ruby Ct, Capitola, CA?

1370 Ruby Ct, Capitola, CA has 2 bedrooms, 1 bathrooms, 890 square feet of living space and a 0.01-acre lot.

When was 1370 Ruby Ct, Capitola, CA built?

1370 Ruby Ct, Capitola, CA was built in 1971, making it 55 years old. It is a condo/apartment home.

What schools serve 1370 Ruby Ct, Capitola, CA?

1370 Ruby Ct, Capitola, CA is assigned to New Brighton Middle School (middle), rated A-; Soquel Elementary School (elementary), rated B-; Soquel High School (high), rated A+. All sit in Soquel Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1370 Ruby Ct, Capitola, CA compare to other homes in Capitola 95010?

Among the 3,770 homes in Capitola 95010, it is worth more than 24% of them ($649,251 against a typical $1,212,264), its price per square foot is higher than 33% of them ($729 against a typical $865), it is bigger than 25% of them (890 ft² against a typical 1,199 ft²), its lot is bigger than 2% of them (436 ft² against a typical 2,962 ft²) and it is newer than 40% of them (1971 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1370 Ruby Ct, Capitola, CA?

The 2024 property tax bill for 1370 Ruby Ct, Capitola, CA was $8,849. The county assessed it at $728,280.

Closest homes

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Assigned schools

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