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Single Family ResidenceResidential
$792,142$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

138 CUMMINGS LOOP

PONTOTOC, MS 38863
1
Baths
2,434 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
78.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.

Valuation

$792K
$709K low$876K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,185 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,915 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,385
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,473

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPontotoc
Lot (acres)The size of the land the home sits on, from county records.78.85
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Gazebo

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Pontotoc High SchoolB-
Middle · Grades 9–12 · 3.5 mi
E
North Pontotoc Elementary SchoolC
Elementary · Grades KG–4 · 3.5 mi

District: Pontotoc County Schools

Neighborhood · ZIP 38863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,938
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,828
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Cummings Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Pontotoc 38863
  • Costs more per square foot than 98% of homes in Pontotoc 38863
  • Bigger than 91% of homes in Pontotoc County
  • Has a bigger lot than 98% of homes in Pontotoc 38863

What homes are worth in Pontotoc 38863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$674K

This home is worth more than almost all homes in Pontotoc 38863.

How it measures up in Pontotoc 38863

The dot is this home. The mark in the middle is the typical home in Pontotoc 38863.

Estimated value$792,142
CheaperTypical $211,652Pricier

Pricier than almost all homes nearby

Price per ft²$325
CheaperTypical $140Pricier

Pricier than 98% of homes nearby

Living area2,434 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 90% of homes nearby

Lot size78.85 ac
SmallerTypical 2 acBigger

Bigger than 98% of homes nearby

Year built1995
OlderTypical 1986Newer

Newer than 62% of homes nearby

How 138 Cummings Loop ranks against every home in each area.
MeasureThis homePontotoc 38863Pontotoc County
Estimated valuepricier than$792,142almost all homesalmost all homes
Price per ft²pricier than$32598% of homes98% of homes
Living areabigger than2,434 ft²90% of homes91% of homes
Lot sizebigger than78.85 ac98% of homes98% of homes
Year builtnewer than199562% of homes60% of homes

About 138 Cummings Loop

How much is 138 Cummings Loop, Pontotoc, MS worth?

The TopHap Estimate for 138 Cummings Loop, Pontotoc, MS is $792,142 as of Sep 24, 2026. The likely range is $708,552 to $875,732. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 138 Cummings Loop, Pontotoc, MS?

138 Cummings Loop, Pontotoc, MS has 1 bathrooms, 2,434 square feet of living space and a 78.85-acre lot.

When was 138 Cummings Loop, Pontotoc, MS built?

138 Cummings Loop, Pontotoc, MS was built in 1995, making it 31 years old.

What schools serve 138 Cummings Loop, Pontotoc, MS?

138 Cummings Loop, Pontotoc, MS is assigned to North Pontotoc High School (middle), rated B-; North Pontotoc Elementary School (elementary), rated C. All sit in Pontotoc County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Cummings Loop, Pontotoc, MS compare to other homes in Pontotoc 38863?

Among the 7,229 homes in Pontotoc 38863, it is worth more than almost all of them ($792,142 against a typical $211,652), its price per square foot is higher than 98% of them ($325 against a typical $140), it is bigger than 90% of them (2,434 ft² against a typical 1,456 ft²), its lot is bigger than 98% of them (78.85 ac against a typical 2 ac) and it is newer than 62% of them (1995 against a typical 1986). Measured against all of Pontotoc County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Cummings Loop, Pontotoc, MS?

The 2025 property tax bill for 138 Cummings Loop, Pontotoc, MS was $3,185. The county assessed it at $24,915.

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