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Single Family ResidenceResidential
$225,000$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Jul 24, 2026

138 FRANKLIN ST

READING, PA 19607
3
Beds
1.5
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$225K
$219K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Jul 24, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,800
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,240
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,200
RELIANCE FIRST CAP · recorded Jan 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,115 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$24,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKS
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Governor Mifflin Middle SchoolC-
Middle · Grades 7–8 · 0.3 mi
H
Governor Mifflin High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Cumru Elementary SchoolC+
Elementary · Grades KG–4 · 0.7 mi

District: Governor Mifflin School District

Neighborhood · ZIP 19607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.125
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,951
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,951 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,880
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,001
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Franklin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Reading 19607
  • Costs less per square foot than 85% of homes in Reading 19607
  • Has a smaller lot than 83% of homes in Shillington
  • Older than 87% of homes in Reading 19607

What homes are worth in Reading 19607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$658K

This home is worth more than 21% of homes in Reading 19607.

How it measures up in Reading 19607

The dot is this home. The mark in the middle is the typical home in Reading 19607.

Estimated value$225,000
CheaperTypical $273,607Pricier

Pricier than 21% of homes nearby

Price per ft²$156
CheaperTypical $191Pricier

Pricier than 15% of homes nearby

Living area1,440 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 51% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.16 acBigger

Bigger than 18% of homes nearby

Year built1920
OlderTypical 1956Newer

Newer than 13% of homes nearby

How 138 Franklin St ranks against every home in each area.
MeasureThis homeShillingtonReading 19607Berks County
Estimated valuepricier than$225,00026% of homes21% of homes23% of homes
Price per ft²pricier than$15618% of homes15% of homes24% of homes
Living areabigger than1,440 ft²53% of homes51% of homes40% of homes
Lot sizebigger than2,614 ft²17% of homes18% of homes20% of homes
Year builtnewer than192026% of homes13% of homes26% of homes

About 138 Franklin St

How much is 138 Franklin St, Reading, PA worth?

The TopHap Estimate for 138 Franklin St, Reading, PA is $225,000 as of Jul 14, 2026. The likely range is $219,093 to $230,907. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Franklin St, Reading, PA last sell?

138 Franklin St, Reading, PA last sold on Jul 24, 2026 for $225,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 138 Franklin St, Reading, PA?

138 Franklin St, Reading, PA has 3 bedrooms, 1.5 bathrooms, 1,440 square feet of living space and a 0.06-acre lot.

When was 138 Franklin St, Reading, PA built?

138 Franklin St, Reading, PA was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 138 Franklin St, Reading, PA?

138 Franklin St, Reading, PA is assigned to Governor Mifflin Middle School (middle), rated C-; Governor Mifflin High School (high), rated B-; Cumru Elementary School (elementary), rated C+. All sit in Governor Mifflin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Franklin St, Reading, PA compare to other homes in Reading 19607?

Among the 7,628 homes in Reading 19607, it is worth more than 21% of them ($225,000 against a typical $273,607), its price per square foot is higher than 15% of them ($156 against a typical $191), it is bigger than 51% of them (1,440 ft² against a typical 1,440 ft²), its lot is bigger than 18% of them (2,614 ft² against a typical 0.16 ac) and it is newer than 13% of them (1920 against a typical 1956). Measured against all of Berks County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Franklin St, Reading, PA?

The 2026 property tax bill for 138 Franklin St, Reading, PA was $1,115. The county assessed it at $69,000.

Closest homes

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Assigned schools

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