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Single Family ResidenceResidential
$382,639$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $285,000 on Sep 4, 2020

138 GARDNER DR

SHALIMAR, FL 32579
4
Beds
2
Baths
1,760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$383K
$370K low$395K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Sep 4, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,078 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,601 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$119,266
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,335
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,599
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,601

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.71%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOKALOOSA
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 268 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Meigs Middle SchoolB
Middle · Grades 6–8 · 0.7 mi
E
Shalimar Elementary SchoolB-
Elementary · Grades PK–5 · 1.0 mi
H
Choctawhatchee High SchoolC
High · Grades 9–12 · 2.2 mi

District: Okaloosa County School District

Neighborhood · ZIP 32579These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.657 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,311
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,451
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Gardner Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 82% of homes in Okaloosa County
  • Newer than 76% of homes in Shalimar 32579

What homes are worth in Shalimar 32579

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$1.3M

This home is worth more than 55% of homes in Shalimar 32579.

How it measures up in Shalimar 32579

The dot is this home. The mark in the middle is the typical home in Shalimar 32579.

Estimated value$382,639
CheaperTypical $358,926Pricier

Pricier than 55% of homes nearby

Price per ft²$217
CheaperTypical $200Pricier

Pricier than 64% of homes nearby

Living area1,760 ft²
SmallerTypical 1,860 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.16 ac
SmallerTypical 0.25 acBigger

Bigger than 28% of homes nearby

Year built1992
OlderTypical 1979Newer

Newer than 76% of homes nearby

How 138 Gardner Dr ranks against every home in each area.
MeasureThis homeShalimar 32579Okaloosa County
Estimated valuepricier than$382,63955% of homes60% of homes
Price per ft²pricier than$21764% of homes58% of homes
Living areabigger than1,760 ft²45% of homes56% of homes
Lot sizebigger than0.16 ac28% of homes18% of homes
Year builtnewer than199276% of homes51% of homes

About 138 Gardner Dr

How much is 138 Gardner Dr, Shalimar, FL worth?

The TopHap Estimate for 138 Gardner Dr, Shalimar, FL is $382,639 as of Sep 24, 2026. The likely range is $370,105 to $395,173. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Gardner Dr, Shalimar, FL last sell?

138 Gardner Dr, Shalimar, FL last sold on Sep 4, 2020 for $285,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 138 Gardner Dr, Shalimar, FL?

138 Gardner Dr, Shalimar, FL has 4 bedrooms, 2 bathrooms, 1,760 square feet of living space and a 0.16-acre lot.

When was 138 Gardner Dr, Shalimar, FL built?

138 Gardner Dr, Shalimar, FL was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 138 Gardner Dr, Shalimar, FL?

138 Gardner Dr, Shalimar, FL is assigned to Meigs Middle School (middle), rated B; Shalimar Elementary School (elementary), rated B-; Choctawhatchee High School (high), rated C. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Gardner Dr, Shalimar, FL compare to other homes in Shalimar 32579?

Among the 4,401 homes in Shalimar 32579, it is worth more than 55% of them ($382,639 against a typical $358,926), its price per square foot is higher than 64% of them ($217 against a typical $200), it is bigger than 45% of them (1,760 ft² against a typical 1,860 ft²), its lot is bigger than 28% of them (0.16 ac against a typical 0.25 ac) and it is newer than 76% of them (1992 against a typical 1979). Measured against all of Okaloosa County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Gardner Dr, Shalimar, FL?

The 2025 property tax bill for 138 Gardner Dr, Shalimar, FL was $4,078. The county assessed it at $287,601.

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