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Single Family ResidenceResidential
$425,276$374 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $375,000 on Sep 14, 2023

138 HEARTH STONE DR

ELKTON, MD 21921
3 / 1
Baths
1,138 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$425K
$399K low$452K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Sep 14, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,224 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$303,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$265,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Patio · 208 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holly Hall Elementary SchoolD+
Elementary · Grades PK–5 · 0.5 mi
M
Elkton Middle SchoolD
Middle · Grades 6–8 · 1.6 mi
H
Elkton High SchoolC
High · Grades 9–12 · 1.9 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Hearth Stone Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Elkton 21921
  • Costs more per square foot than 97% of homes in Elkton 21921
  • Smaller than 81% of homes in Elkton 21921

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$868K

This home is worth more than 70% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$425,276
CheaperTypical $359,190Pricier

Pricier than 70% of homes nearby

Price per ft²$374
CheaperTypical $216Pricier

Pricier than 97% of homes nearby

Living area1,138 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.43 ac
SmallerTypical 0.47 acBigger

Bigger than 47% of homes nearby

Year built1987
OlderTypical 1987Newer

Newer than 51% of homes nearby

How 138 Hearth Stone Dr ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$425,27670% of homes68% of homes
Price per ft²pricier than$37497% of homes96% of homes
Living areabigger than1,138 ft²19% of homes20% of homes
Lot sizebigger than0.43 ac47% of homes44% of homes
Year builtnewer than198751% of homes50% of homes

About 138 Hearth Stone Dr

How much is 138 Hearth Stone Dr, Elkton, MD worth?

The TopHap Estimate for 138 Hearth Stone Dr, Elkton, MD is $425,276 as of Aug 30, 2026. The likely range is $399,050 to $451,502. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Hearth Stone Dr, Elkton, MD last sell?

138 Hearth Stone Dr, Elkton, MD last sold on Sep 14, 2023 for $375,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 138 Hearth Stone Dr, Elkton, MD?

138 Hearth Stone Dr, Elkton, MD has 3 bathrooms, 1,138 square feet of living space and a 0.43-acre lot.

When was 138 Hearth Stone Dr, Elkton, MD built?

138 Hearth Stone Dr, Elkton, MD was built in 1987, making it 39 years old. It is a split level home. The building has 2 stories.

What schools serve 138 Hearth Stone Dr, Elkton, MD?

138 Hearth Stone Dr, Elkton, MD is assigned to Holly Hall Elementary School (elementary), rated D+; Elkton Middle School (middle), rated D; Elkton High School (high), rated C. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Hearth Stone Dr, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,587 homes in Elkton 21921, it is worth more than 70% of them ($425,276 against a typical $359,190), its price per square foot is higher than 97% of them ($374 against a typical $216), it is bigger than 19% of them (1,138 ft² against a typical 1,560 ft²), its lot is bigger than 47% of them (0.43 ac against a typical 0.47 ac) and it is newer than 51% of them (1987 against a typical 1987). Measured against all of Cecil County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Hearth Stone Dr, Elkton, MD?

The 2026 property tax bill for 138 Hearth Stone Dr, Elkton, MD was $5,224. The county assessed it at $303,700.

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