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Single Family ResidenceResidential
$258,063$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $123,000 on Jul 1, 1998

138 LOCH NESS LN

BESSEMER, AL 35023
3
Beds
3
Baths
1,265 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$258K
$225K low$291K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$123,000 · Jul 1, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,438 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,080 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.36
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 32 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hueytown Middle SchoolD+
Middle · Grades 6–8 · 0.3 mi
E
Hueytown Primary SchoolC-
Elementary · Grades PK–2 · 0.5 mi
H
Hueytown High SchoolF
High · Grades 9–12 · 2.6 mi

District: Jefferson County School District

Neighborhood · ZIP 35023These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.25,943
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.270 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,959
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Loch Ness Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Bessemer 35023
  • Costs more per square foot than 97% of homes in Bessemer 35023
  • Smaller than 67% of homes in Jefferson County
  • Newer than 87% of homes in Bessemer 35023

What homes are worth in Bessemer 35023

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$401K

This home is worth more than 86% of homes in Bessemer 35023.

How it measures up in Bessemer 35023

The dot is this home. The mark in the middle is the typical home in Bessemer 35023.

Estimated value$258,063
CheaperTypical $156,404Pricier

Pricier than 86% of homes nearby

Price per ft²$204
CheaperTypical $115Pricier

Pricier than 97% of homes nearby

Living area1,265 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.36 ac
SmallerTypical 0.43 acBigger

Bigger than 40% of homes nearby

Year built1998
OlderTypical 1967Newer

Newer than 87% of homes nearby

How 138 Loch Ness Ln ranks against every home in each area.
MeasureThis homeBessemer 35023Jefferson County
Estimated valuepricier than$258,06386% of homes61% of homes
Price per ft²pricier than$20497% of homes77% of homes
Living areabigger than1,265 ft²40% of homes33% of homes
Lot sizebigger than0.36 ac40% of homes56% of homes
Year builtnewer than199887% of homes81% of homes

About 138 Loch Ness Ln

How much is 138 Loch Ness Ln, Bessemer, AL worth?

The TopHap Estimate for 138 Loch Ness Ln, Bessemer, AL is $258,063 as of Sep 24, 2026. The likely range is $225,166 to $290,960. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Loch Ness Ln, Bessemer, AL last sell?

138 Loch Ness Ln, Bessemer, AL last sold on Jul 1, 1998 for $123,000, according to the county's recorded deed.

How big is 138 Loch Ness Ln, Bessemer, AL?

138 Loch Ness Ln, Bessemer, AL has 3 bedrooms, 3 bathrooms, 1,265 square feet of living space and a 0.36-acre lot.

When was 138 Loch Ness Ln, Bessemer, AL built?

138 Loch Ness Ln, Bessemer, AL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 138 Loch Ness Ln, Bessemer, AL?

138 Loch Ness Ln, Bessemer, AL is assigned to Hueytown Middle School (middle), rated D+; Hueytown Primary School (elementary), rated C-; Hueytown High School (high), rated F. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Loch Ness Ln, Bessemer, AL compare to other homes in Bessemer 35023?

Among the 9,539 homes in Bessemer 35023, it is worth more than 86% of them ($258,063 against a typical $156,404), its price per square foot is higher than 97% of them ($204 against a typical $115), it is bigger than 40% of them (1,265 ft² against a typical 1,376 ft²), its lot is bigger than 40% of them (0.36 ac against a typical 0.43 ac) and it is newer than 87% of them (1998 against a typical 1967). Measured against all of Jefferson County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Loch Ness Ln, Bessemer, AL?

The 2024 property tax bill for 138 Loch Ness Ln, Bessemer, AL was $2,438. The county assessed it at $21,080.

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