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Single Family ResidenceResidential
$560,491$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $444,000 on Mar 19, 2021

138 RIVERSIDE DR

SATSUMA, FL 32189
0
Baths
3,379 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$560K
$489K low$632K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$444,000 · Mar 19, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$160,891
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,713
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$399,600
MOVEMENT MORTGAGE · recorded Mar 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,632 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$492,690 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$504,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$492,690

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.97%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.65
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 518 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Browning - Pearce Elementary SchoolC
Elementary · Grades PK–6 · 1.6 mi
M
Palatka Jr/Sr High SchoolD+
Middle · Grades 7–12 · 5.1 mi

District: Putnam County School District

Neighborhood · ZIP 32189These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,032
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$35,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$46,330
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Satsuma 32189
  • Costs more per square foot than 66% of homes in Putnam County
  • Among the largest homes in Satsuma 32189
  • Has a bigger lot than 76% of homes in Satsuma 32189

What homes are worth in Satsuma 32189

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$825K

This home is worth more than 95% of homes in Satsuma 32189.

How it measures up in Satsuma 32189

The dot is this home. The mark in the middle is the typical home in Satsuma 32189.

Estimated value$560,491
CheaperTypical $227,733Pricier

Pricier than 95% of homes nearby

Price per ft²$166
CheaperTypical $158Pricier

Pricier than 55% of homes nearby

Living area3,379 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than almost all homes nearby

Lot size0.65 ac
SmallerTypical 0.34 acBigger

Bigger than 76% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 55% of homes nearby

How 138 Riverside Dr ranks against every home in each area.
MeasureThis homeSatsuma 32189Putnam County
Estimated valuepricier than$560,49195% of homes92% of homes
Price per ft²pricier than$16655% of homes66% of homes
Living areabigger than3,379 ft²almost all homes98% of homes
Lot sizebigger than0.65 ac76% of homes51% of homes
Year builtnewer than198855% of homes61% of homes

About 138 Riverside Dr

How much is 138 Riverside Dr, Satsuma, FL worth?

The TopHap Estimate for 138 Riverside Dr, Satsuma, FL is $560,491 as of Jul 14, 2026. The likely range is $489,477 to $631,505. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Riverside Dr, Satsuma, FL last sell?

138 Riverside Dr, Satsuma, FL last sold on Mar 19, 2021 for $444,000, according to the county's recorded deed.

How big is 138 Riverside Dr, Satsuma, FL?

138 Riverside Dr, Satsuma, FL has 3,379 square feet of living space and a 0.65-acre lot.

When was 138 Riverside Dr, Satsuma, FL built?

138 Riverside Dr, Satsuma, FL was built in 1988, making it 38 years old.

What schools serve 138 Riverside Dr, Satsuma, FL?

138 Riverside Dr, Satsuma, FL is assigned to Browning - Pearce Elementary School (elementary), rated C; Palatka Jr/Sr High School (middle), rated D+. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Riverside Dr, Satsuma, FL compare to other homes in Satsuma 32189?

Among the 3,533 homes in Satsuma 32189, it is worth more than 95% of them ($560,491 against a typical $227,733), its price per square foot is higher than 55% of them ($166 against a typical $158), it is bigger than almost all of them (3,379 ft² against a typical 1,200 ft²), its lot is bigger than 76% of them (0.65 ac against a typical 0.34 ac) and it is newer than 55% of them (1988 against a typical 1987). Measured against all of Putnam County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Riverside Dr, Satsuma, FL?

The 2025 property tax bill for 138 Riverside Dr, Satsuma, FL was $8,632. The county assessed it at $492,690.

Closest homes

More homes in Satsuma 32189

Assigned schools

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