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Single Family ResidenceResidential
$94,021$56 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

138 UNION ST

ELKHART, IN 46516
3
Beds
1
Baths
1,676 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$94K
$79K low$109K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,067 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 62 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Daly Elementary SchoolF
Elementary · Grades KG–6 · 0.8 mi
M
West Side Middle SchoolC-
Middle · Grades 7–8 · 1.0 mi
H
Elkhart High School
High · Grades 9–12 · 1.7 mi

District: Elkhart Community Schools

Neighborhood · ZIP 46516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.33,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,782 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,875
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,236
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Elkhart County
  • Costs less per square foot than 98% of homes in Elkhart County
  • Bigger than 80% of homes in S Shore / Bridge Street
  • Among the largest lots in S Shore / Bridge Street
  • Older than 90% of homes in Elkhart County

What homes are worth in Elkhart 46516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$511K

This home is worth more than 16% of homes in Elkhart 46516.

How it measures up in Elkhart 46516

The dot is this home. The mark in the middle is the typical home in Elkhart 46516.

Estimated value$94,021
CheaperTypical $170,144Pricier

Pricier than 16% of homes nearby

Price per ft²$56
CheaperTypical $138Pricier

Pricier than 9% of homes nearby

Living area1,676 ft²
SmallerTypical 1,391 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.45 ac
SmallerTypical 0.23 acBigger

Bigger than 84% of homes nearby

Year built1910
OlderTypical 1953Newer

Newer than 19% of homes nearby

How 138 Union St ranks against every home in each area.
MeasureThis homeS Shore / Bridge StreetElkhart 46516Elkhart County
Estimated valuepricier than$94,02130% of homes16% of homes4% of homes
Price per ft²pricier than$5613% of homes9% of homes2% of homes
Living areabigger than1,676 ft²80% of homes71% of homes59% of homes
Lot sizebigger than0.45 acalmost all homes84% of homes58% of homes
Year builtnewer than191057% of homes19% of homes10% of homes

About 138 Union St

How much is 138 Union St, Elkhart, IN worth?

The TopHap Estimate for 138 Union St, Elkhart, IN is $94,021 as of Sep 24, 2026. The likely range is $79,213 to $108,829. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Union St, Elkhart, IN last sell?

138 Union St, Elkhart, IN last sold on Dec 29, 2014, according to the county's recorded deed.

How big is 138 Union St, Elkhart, IN?

138 Union St, Elkhart, IN has 3 bedrooms, 1 bathrooms, 1,676 square feet of living space and a 0.45-acre lot.

When was 138 Union St, Elkhart, IN built?

138 Union St, Elkhart, IN was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 138 Union St, Elkhart, IN?

138 Union St, Elkhart, IN is assigned to Mary Daly Elementary School (elementary), rated F; West Side Middle School (middle), rated C-; Elkhart High School (high). All sit in Elkhart Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Union St, Elkhart, IN compare to other homes in Elkhart 46516?

Among the 10,580 homes in Elkhart 46516, it is worth more than 16% of them ($94,021 against a typical $170,144), its price per square foot is higher than 9% of them ($56 against a typical $138), it is bigger than 71% of them (1,676 ft² against a typical 1,391 ft²), its lot is bigger than 84% of them (0.45 ac against a typical 0.23 ac) and it is newer than 19% of them (1910 against a typical 1953). Measured against all of Elkhart County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Union St, Elkhart, IN?

The 2024 property tax bill for 138 Union St, Elkhart, IN was $1,067. The county assessed it at $52,000.

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