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Single Family ResidenceResidential
$270,819$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1381 RIDGE RD

PHILLIPSBURG, NJ 08865
0
Baths
1,388 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.

Valuation

$271K
$231K low$311K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,468 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$208,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$208,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.45 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Belvidere High SchoolC-
High · Grades 9–12 · 3.2 mi
E
White Township SchoolB+
Elementary · Grades PK–8 · 5.0 mi

District: White Township School District

Neighborhood · ZIP 08865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.725 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,798
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1381 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Warren County
  • Costs less per square foot than 82% of homes in Warren County
  • Smaller than 69% of homes in Warren County
  • Has a bigger lot than 93% of homes in Phillipsburg 08865
  • Older than 96% of homes in Phillipsburg 08865

What homes are worth in Phillipsburg 08865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$719K

This home is worth more than 26% of homes in Phillipsburg 08865.

How it measures up in Phillipsburg 08865

The dot is this home. The mark in the middle is the typical home in Phillipsburg 08865.

Estimated value$270,819
CheaperTypical $340,818Pricier

Pricier than 26% of homes nearby

Price per ft²$195
CheaperTypical $234Pricier

Pricier than 31% of homes nearby

Living area1,388 ft²
SmallerTypical 1,455 ft²Bigger

Bigger than 44% of homes nearby

Lot size1.05 ac
SmallerTypical 0.17 acBigger

Bigger than 93% of homes nearby

Year built1890
OlderTypical 1946Newer

Newer than 4% of homes nearby

How 1381 Ridge Rd ranks against every home in each area.
MeasureThis homePhillipsburg 08865Warren County
Estimated valuepricier than$270,81926% of homes12% of homes
Price per ft²pricier than$19531% of homes18% of homes
Living areabigger than1,388 ft²44% of homes31% of homes
Lot sizebigger than1.05 ac93% of homes75% of homes
Year builtnewer than18904% of homes7% of homes

About 1381 Ridge Rd

How much is 1381 Ridge Rd, Phillipsburg, NJ worth?

The TopHap Estimate for 1381 Ridge Rd, Phillipsburg, NJ is $270,819 as of Sep 24, 2026. The likely range is $230,696 to $310,942. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1381 Ridge Rd, Phillipsburg, NJ last sell?

1381 Ridge Rd, Phillipsburg, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 1381 Ridge Rd, Phillipsburg, NJ built?

1381 Ridge Rd, Phillipsburg, NJ was built in 1890, making it 136 years old.

What schools serve 1381 Ridge Rd, Phillipsburg, NJ?

1381 Ridge Rd, Phillipsburg, NJ is assigned to Belvidere High School (high), rated C-; White Township School (elementary), rated B+. All sit in White Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1381 Ridge Rd, Phillipsburg, NJ compare to other homes in Phillipsburg 08865?

Among the 9,863 homes in Phillipsburg 08865, it is worth more than 26% of them ($270,819 against a typical $340,818), its price per square foot is higher than 31% of them ($195 against a typical $234), it is bigger than 44% of them (1,388 ft² against a typical 1,455 ft²), its lot is bigger than 93% of them (1.05 ac against a typical 0.17 ac) and it is newer than 4% of them (1890 against a typical 1946). Measured against all of Warren County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1381 Ridge Rd, Phillipsburg, NJ?

The 2025 property tax bill for 1381 Ridge Rd, Phillipsburg, NJ was $5,468. The county assessed it at $208,700.

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