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Single Family ResidentialResidential
$679,301$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1398 UNION RIDGE DR

CLEVER, MO 65631
0
Baths
3,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
30 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$679K
$652K low$706K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$142,213
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,770
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$319,987
GERSHMAN INVESTMENT CORP · recorded Jul 23, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$217,101
GERSHMAN INVESTMENT CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,098 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,390 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,970
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyStone
Lot (acres)The size of the land the home sits on, from county records.30.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clever Elementary SchoolB+
Elementary · Grades PK–8 · 5.3 mi
H
Clever High SchoolB+
High · Grades 9–12 · 5.4 mi

District: Clever R-V School District

Neighborhood · ZIP 65631These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.173
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,357
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,205
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1398 Union Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Clever 65631
  • Costs more per square foot than 82% of homes in Clever 65631
  • Bigger than 90% of homes in Clever 65631
  • Has a bigger lot than 95% of homes in Clever 65631
  • Newer than 85% of homes in Stone County

What homes are worth in Clever 65631

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$886K

This home is worth more than 95% of homes in Clever 65631.

How it measures up in Clever 65631

The dot is this home. The mark in the middle is the typical home in Clever 65631.

Estimated value$679,301
CheaperTypical $283,136Pricier

Pricier than 95% of homes nearby

Price per ft²$219
CheaperTypical $167Pricier

Pricier than 82% of homes nearby

Living area3,100 ft²
SmallerTypical 1,657 ft²Bigger

Bigger than 90% of homes nearby

Lot size30 ac
SmallerTypical 1.15 acBigger

Bigger than 95% of homes nearby

Year built2007
OlderTypical 2001Newer

Newer than 75% of homes nearby

How 1398 Union Ridge Dr ranks against every home in each area.
MeasureThis homeClever 65631Stone County
Estimated valuepricier than$679,30195% of homes87% of homes
Price per ft²pricier than$21982% of homes56% of homes
Living areabigger than3,100 ft²90% of homes86% of homes
Lot sizebigger than30 ac95% of homes92% of homes
Year builtnewer than200775% of homes85% of homes

About 1398 Union Ridge Dr

How much is 1398 Union Ridge Dr, Clever, MO worth?

The TopHap Estimate for 1398 Union Ridge Dr, Clever, MO is $679,301 as of Jul 14, 2026. The likely range is $652,343 to $706,259. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1398 Union Ridge Dr, Clever, MO last sell?

1398 Union Ridge Dr, Clever, MO last sold on Jul 23, 2018, according to the county's recorded deed.

How big is 1398 Union Ridge Dr, Clever, MO?

1398 Union Ridge Dr, Clever, MO has 3,100 square feet of living space and a 30.00-acre lot.

When was 1398 Union Ridge Dr, Clever, MO built?

1398 Union Ridge Dr, Clever, MO was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 1398 Union Ridge Dr, Clever, MO?

1398 Union Ridge Dr, Clever, MO is assigned to Clever Elementary School (elementary), rated B+; Clever High School (high), rated B+. All sit in Clever R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1398 Union Ridge Dr, Clever, MO compare to other homes in Clever 65631?

Among the 2,142 homes in Clever 65631, it is worth more than 95% of them ($679,301 against a typical $283,136), its price per square foot is higher than 82% of them ($219 against a typical $167), it is bigger than 90% of them (3,100 ft² against a typical 1,657 ft²), its lot is bigger than 95% of them (30 ac against a typical 1.15 ac) and it is newer than 75% of them (2007 against a typical 2001). Measured against all of Stone County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1398 Union Ridge Dr, Clever, MO?

The 2025 property tax bill for 1398 Union Ridge Dr, Clever, MO was $2,098. The county assessed it at $38,390.

Closest homes

More homes in Clever 65631

Assigned schools

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