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Single Family ResidenceResidential
$406,531$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

14 COTTAGE ST

WESTBOROUGH, MA 01581
4
Beds
1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1897
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$407K
$386K low$427K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,965 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$304,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$192,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,110

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westborough High SchoolA
High · Grades 9–12 · 0.5 mi
M
Sarah W. Gibbons Middle SchoolA
Middle · Grades 7–8 · 0.8 mi
E
Elsie A.Hastings Elementary SchoolA
Elementary · Grades KG–3 · 0.8 mi

District: Westborough School District

Neighborhood · ZIP 01581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.21,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,023 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,510
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,995
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Westborough 01581
  • Costs less per square foot than 97% of homes in Westborough 01581
  • Smaller than 66% of homes in Westborough 01581
  • Has a smaller lot than 93% of homes in Westborough 01581
  • Older than 92% of homes in Westborough 01581

What homes are worth in Westborough 01581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$263K$1.5M

This home is worth more than 11% of homes in Westborough 01581.

How it measures up in Westborough 01581

The dot is this home. The mark in the middle is the typical home in Westborough 01581.

Estimated value$406,531
CheaperTypical $698,713Pricier

Pricier than 11% of homes nearby

Price per ft²$265
CheaperTypical $382Pricier

Pricier than 3% of homes nearby

Living area1,536 ft²
SmallerTypical 1,940 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.22 ac
SmallerTypical 0.65 acBigger

Bigger than 7% of homes nearby

Year built1897
OlderTypical 1977Newer

Newer than 8% of homes nearby

How 14 Cottage St ranks against every home in each area.
MeasureThis homeWestborough 01581Worcester County
Estimated valuepricier than$406,53111% of homes30% of homes
Price per ft²pricier than$2653% of homes27% of homes
Living areabigger than1,536 ft²34% of homes41% of homes
Lot sizebigger than0.22 ac7% of homes22% of homes
Year builtnewer than18978% of homes8% of homes

About 14 Cottage St

How much is 14 Cottage St, Westborough, MA worth?

The TopHap Estimate for 14 Cottage St, Westborough, MA is $406,531 as of Aug 30, 2026. The likely range is $385,729 to $427,333. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Cottage St, Westborough, MA last sell?

14 Cottage St, Westborough, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 14 Cottage St, Westborough, MA?

14 Cottage St, Westborough, MA has 4 bedrooms, 1 bathrooms, 1,536 square feet of living space and a 0.22-acre lot.

When was 14 Cottage St, Westborough, MA built?

14 Cottage St, Westborough, MA was built in 1897, making it 129 years old. The building has 2 stories.

What schools serve 14 Cottage St, Westborough, MA?

14 Cottage St, Westborough, MA is assigned to Westborough High School (high), rated A; Sarah W. Gibbons Middle School (middle), rated A; Elsie A.Hastings Elementary School (elementary), rated A. All sit in Westborough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Cottage St, Westborough, MA compare to other homes in Westborough 01581?

Among the 5,697 homes in Westborough 01581, it is worth more than 11% of them ($406,531 against a typical $698,713), its price per square foot is higher than 3% of them ($265 against a typical $382), it is bigger than 34% of them (1,536 ft² against a typical 1,940 ft²), its lot is bigger than 7% of them (0.22 ac against a typical 0.65 ac) and it is newer than 8% of them (1897 against a typical 1977). Measured against all of Worcester County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 Cottage St, Westborough, MA?

The 2025 property tax bill for 14 Cottage St, Westborough, MA was $4,965. The county assessed it at $304,800.

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