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Single Family ResidenceResidential
$253,764$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Jun 6, 2005

14 ELM ST

PROCTOR, VT 05765
3
Beds
1.5
Baths
1,596 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$254K
$221K low$286K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Jun 6, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$133,414
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$106,731
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,350
HERITAGE FAMILY FCU · recorded Nov 24, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,969 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,620

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyRUTLAND
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Proctor Elementary SchoolC
Elementary · Grades PK–6 · 0.6 mi
M
Proctor Jr. /Sr. High SchoolC
Middle · Grades 7–12 · 1.1 mi

District: Quarry Valley Unified Union School District

Neighborhood · ZIP 05765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,844
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,344
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,571
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Proctor 05765
  • Costs less per square foot than 70% of homes in Rutland County
  • Has a smaller lot than 68% of homes in Rutland County
  • Newer than 97% of homes in Proctor 05765

What homes are worth in Proctor 05765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$438K

This home is worth more than 67% of homes in Proctor 05765.

How it measures up in Proctor 05765

The dot is this home. The mark in the middle is the typical home in Proctor 05765.

Estimated value$253,764
CheaperTypical $222,756Pricier

Pricier than 67% of homes nearby

Price per ft²$159
CheaperTypical $139Pricier

Pricier than 69% of homes nearby

Living area1,596 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.46 ac
SmallerTypical 0.45 acBigger

Bigger than 51% of homes nearby

Year built1991
OlderTypical 1910Newer

Newer than 97% of homes nearby

How 14 Elm St ranks against every home in each area.
MeasureThis homeProctor 05765Rutland County
Estimated valuepricier than$253,76467% of homes36% of homes
Price per ft²pricier than$15969% of homes30% of homes
Living areabigger than1,596 ft²47% of homes55% of homes
Lot sizebigger than0.46 ac51% of homes32% of homes
Year builtnewer than199197% of homes80% of homes

About 14 Elm St

How much is 14 Elm St, Proctor, VT worth?

The TopHap Estimate for 14 Elm St, Proctor, VT is $253,764 as of Jul 14, 2026. The likely range is $221,482 to $286,046. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Elm St, Proctor, VT last sell?

14 Elm St, Proctor, VT last sold on Jun 6, 2005 for $160,000, according to the county's recorded deed.

How big is 14 Elm St, Proctor, VT?

14 Elm St, Proctor, VT has 3 bedrooms, 1.5 bathrooms, 1,596 square feet of living space and a 0.46-acre lot.

When was 14 Elm St, Proctor, VT built?

14 Elm St, Proctor, VT was built in 1991, making it 35 years old. It is a cape cod home. The building has 2 stories.

What schools serve 14 Elm St, Proctor, VT?

14 Elm St, Proctor, VT is assigned to Proctor Elementary School (elementary), rated C; Proctor Jr. /Sr. High School (middle), rated C. All sit in Quarry Valley Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Elm St, Proctor, VT compare to other homes in Proctor 05765?

Among the 657 homes in Proctor 05765, it is worth more than 67% of them ($253,764 against a typical $222,756), its price per square foot is higher than 69% of them ($159 against a typical $139), it is bigger than 47% of them (1,596 ft² against a typical 1,640 ft²), its lot is bigger than 51% of them (0.46 ac against a typical 0.45 ac) and it is newer than 97% of them (1991 against a typical 1910). Measured against all of Rutland County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 Elm St, Proctor, VT?

The 2025 property tax bill for 14 Elm St, Proctor, VT was $1,969. The county assessed it at $154,620.

Closest homes

More homes in Proctor 05765

Assigned schools

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