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Single Family ResidenceResidential
$404,839$404 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $387,000 on Dec 12, 2024

14 HOLMES ST

SPENCER, MA 01562
3
Beds
1
Baths
1,002 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$405K
$373K low$436K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$387,000 · Dec 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,763 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$320,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$355,870

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 0.1 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 0.7 mi
E
Wire Village SchoolC-
Elementary · Grades KG–4 · 1.3 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Holmes St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Worcester County
  • Costs more per square foot than 94% of homes in Spencer 01562
  • Smaller than 91% of homes in Worcester County
  • Has a smaller lot than 74% of homes in Spencer 01562
  • Newer than 66% of homes in Spencer 01562

What homes are worth in Spencer 01562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$794K

This home is worth more than 43% of homes in Spencer 01562.

How it measures up in Spencer 01562

The dot is this home. The mark in the middle is the typical home in Spencer 01562.

Estimated value$404,839
CheaperTypical $426,346Pricier

Pricier than 43% of homes nearby

Price per ft²$404
CheaperTypical $284Pricier

Pricier than 94% of homes nearby

Living area1,002 ft²
SmallerTypical 1,642 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.28 ac
SmallerTypical 0.6 acBigger

Bigger than 26% of homes nearby

Year built1978
OlderTypical 1968Newer

Newer than 66% of homes nearby

How 14 Holmes St ranks against every home in each area.
MeasureThis homeSpencer 01562Worcester County
Estimated valuepricier than$404,83943% of homes30% of homes
Price per ft²pricier than$40494% of homes89% of homes
Living areabigger than1,002 ft²12% of homes9% of homes
Lot sizebigger than0.28 ac26% of homes31% of homes
Year builtnewer than197866% of homes58% of homes

About 14 Holmes St

How much is 14 Holmes St, Spencer, MA worth?

The TopHap Estimate for 14 Holmes St, Spencer, MA is $404,839 as of Aug 30, 2026. The likely range is $373,254 to $436,424. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Holmes St, Spencer, MA last sell?

14 Holmes St, Spencer, MA last sold on Dec 12, 2024 for $387,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 14 Holmes St, Spencer, MA?

14 Holmes St, Spencer, MA has 3 bedrooms, 1 bathrooms, 1,002 square feet of living space and a 0.28-acre lot.

When was 14 Holmes St, Spencer, MA built?

14 Holmes St, Spencer, MA was built in 1978, making it 48 years old. It is a raised ranch home. The building has 1 story.

What schools serve 14 Holmes St, Spencer, MA?

14 Holmes St, Spencer, MA is assigned to Knox Trail Middle School (middle), rated C; David Prouty High School (high), rated D+; Wire Village School (elementary), rated C-. All sit in Spencer-East Brookfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Holmes St, Spencer, MA compare to other homes in Spencer 01562?

Among the 3,927 homes in Spencer 01562, it is worth more than 43% of them ($404,839 against a typical $426,346), its price per square foot is higher than 94% of them ($404 against a typical $284), it is bigger than 12% of them (1,002 ft² against a typical 1,642 ft²), its lot is bigger than 26% of them (0.28 ac against a typical 0.6 ac) and it is newer than 66% of them (1978 against a typical 1968). Measured against all of Worcester County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 Holmes St, Spencer, MA?

The 2025 property tax bill for 14 Holmes St, Spencer, MA was $3,763. The county assessed it at $320,500.

More homes on Holmes St

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