Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$252,160$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $159,000 on Apr 1, 2019

14 RIDGEFIELD LN

CHARLESTON, IL 61920
4
Beds
2.5
Baths
1,990 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$252K
$238K low$266K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,000 · Apr 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,160
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$73,728
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
FIRST NEIGHBOR BANK NA · recorded Apr 1, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
FIRST NEIGHBOR BANK NA

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,189 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,719
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,877
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,567

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.25
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Charleston High SchoolD
High · Grades 9–12 · 0.4 mi
M
Charleston Middle SchoolB
Middle · Grades 7–8 · 0.6 mi
E
Carl Sandburg Elementary SchoolB
Elementary · Grades 1–3 · 1.4 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 61920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,123
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Ridgefield Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Coles County
  • Costs more per square foot than 73% of homes in Coles County
  • Bigger than 79% of homes in Coles County
  • Newer than 94% of homes in Coles County

What homes are worth in Charleston 61920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$720K

This home is worth more than 75% of homes in Charleston 61920.

How it measures up in Charleston 61920

The dot is this home. The mark in the middle is the typical home in Charleston 61920.

Estimated value$252,160
CheaperTypical $167,850Pricier

Pricier than 75% of homes nearby

Price per ft²$127
CheaperTypical $109Pricier

Pricier than 66% of homes nearby

Living area1,990 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.25 ac
SmallerTypical 0.3 acBigger

Bigger than 41% of homes nearby

Year built2002
OlderTypical 1966Newer

Newer than 93% of homes nearby

How 14 Ridgefield Ln ranks against every home in each area.
MeasureThis homeCharleston 61920Coles County
Estimated valuepricier than$252,16075% of homes79% of homes
Price per ft²pricier than$12766% of homes73% of homes
Living areabigger than1,990 ft²75% of homes79% of homes
Lot sizebigger than0.25 ac41% of homes50% of homes
Year builtnewer than200293% of homes94% of homes

About 14 Ridgefield Ln

How much is 14 Ridgefield Ln, Charleston, IL worth?

The TopHap Estimate for 14 Ridgefield Ln, Charleston, IL is $252,160 as of Jul 14, 2026. The likely range is $238,475 to $265,845. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Ridgefield Ln, Charleston, IL last sell?

14 Ridgefield Ln, Charleston, IL last sold on Apr 1, 2019 for $159,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 14 Ridgefield Ln, Charleston, IL?

14 Ridgefield Ln, Charleston, IL has 4 bedrooms, 2.5 bathrooms, 1,990 square feet of living space and a 0.25-acre lot.

When was 14 Ridgefield Ln, Charleston, IL built?

14 Ridgefield Ln, Charleston, IL was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 14 Ridgefield Ln, Charleston, IL?

14 Ridgefield Ln, Charleston, IL is assigned to Charleston High School (high), rated D; Charleston Middle School (middle), rated B; Carl Sandburg Elementary School (elementary), rated B. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Ridgefield Ln, Charleston, IL compare to other homes in Charleston 61920?

Among the 6,491 homes in Charleston 61920, it is worth more than 75% of them ($252,160 against a typical $167,850), its price per square foot is higher than 66% of them ($127 against a typical $109), it is bigger than 75% of them (1,990 ft² against a typical 1,520 ft²), its lot is bigger than 41% of them (0.25 ac against a typical 0.3 ac) and it is newer than 93% of them (2002 against a typical 1966). Measured against all of Coles County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Ridgefield Ln

Closest homes

More homes in Charleston 61920

Assigned schools

Explore the area

See this home in context

Open 14 Ridgefield Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map