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Single Family ResidenceResidential
$499,252$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $60,000 on Jan 30, 2002

14 ROSEMARY DR

TROY, NY 12180
3
Beds
2
Baths
1,950 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.99 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$499K
$461K low$537K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Jan 30, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$254,252
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$203,402
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$245,000
FIRST NY FEDERAL CREDIT UNION · 6.11% 1 · recorded Apr 23, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,430 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$562,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.99
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Greenbush School
Elementary · Grades KG–2 · 0.9 mi
M
Gardner-Dickinson SchoolB
Middle · Grades PK–8 · 1.3 mi
H
Troy High SchoolC
High · Grades 9–12 · 3.1 mi

District: Wynantskill Union Free School District

Neighborhood · ZIP 12180These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.55,638
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.985 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,443
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,896
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Rosemary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Rensselaer County
  • Costs more per square foot than 82% of homes in Rensselaer County
  • Bigger than 65% of homes in Rensselaer County
  • Has a bigger lot than 85% of homes in Troy 12180
  • Newer than 91% of homes in Troy 12180

What homes are worth in Troy 12180

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$687K

This home is worth more than 86% of homes in Troy 12180.

How it measures up in Troy 12180

The dot is this home. The mark in the middle is the typical home in Troy 12180.

Estimated value$499,252
CheaperTypical $311,521Pricier

Pricier than 86% of homes nearby

Price per ft²$256
CheaperTypical $207Pricier

Pricier than 80% of homes nearby

Living area1,950 ft²
SmallerTypical 1,799 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.99 ac
SmallerTypical 0.18 acBigger

Bigger than 85% of homes nearby

Year built2002
OlderTypical 1939Newer

Newer than 91% of homes nearby

How 14 Rosemary Dr ranks against every home in each area.
MeasureThis homeTroy 12180Rensselaer County
Estimated valuepricier than$499,25286% of homes87% of homes
Price per ft²pricier than$25680% of homes82% of homes
Living areabigger than1,950 ft²57% of homes65% of homes
Lot sizebigger than0.99 ac85% of homes65% of homes
Year builtnewer than200291% of homes89% of homes

About 14 Rosemary Dr

How much is 14 Rosemary Dr, Troy, NY worth?

The TopHap Estimate for 14 Rosemary Dr, Troy, NY is $499,252 as of Jul 14, 2026. The likely range is $461,149 to $537,355. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Rosemary Dr, Troy, NY last sell?

14 Rosemary Dr, Troy, NY last sold on Jan 30, 2002 for $60,000, according to the county's recorded deed.

How big is 14 Rosemary Dr, Troy, NY?

14 Rosemary Dr, Troy, NY has 3 bedrooms, 2 bathrooms, 1,950 square feet of living space and a 0.99-acre lot.

When was 14 Rosemary Dr, Troy, NY built?

14 Rosemary Dr, Troy, NY was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

What schools serve 14 Rosemary Dr, Troy, NY?

14 Rosemary Dr, Troy, NY is assigned to North Greenbush School (elementary); Gardner-Dickinson School (middle), rated B; Troy High School (high), rated C. All sit in Wynantskill Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Rosemary Dr, Troy, NY compare to other homes in Troy 12180?

Among the 13,341 homes in Troy 12180, it is worth more than 86% of them ($499,252 against a typical $311,521), its price per square foot is higher than 80% of them ($256 against a typical $207), it is bigger than 57% of them (1,950 ft² against a typical 1,799 ft²), its lot is bigger than 85% of them (0.99 ac against a typical 0.18 ac) and it is newer than 91% of them (2002 against a typical 1939). Measured against all of Rensselaer County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 Rosemary Dr, Troy, NY?

The 2025 property tax bill for 14 Rosemary Dr, Troy, NY was $7,430. The county assessed it at $90,000.

More homes on Rosemary Dr

Closest homes

More homes in Troy 12180

Assigned schools

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