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Single Family ResidenceResidential
$578,944$363 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

14 RUSTIC RD

GRAY, ME 04039
4
Beds
2
Baths
1,595 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$579K
$493K low$665K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$444,544
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$355,635
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$134,400
INLAND MORTGAGE CORP · R · recorded Nov 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,196 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$433,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$313,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.1.84
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Russell School
Elementary · Grades KG–2 · 1.2 mi
M
Gray-New Gloucester Middle SchoolB-
Middle · Grades 5–8 · 2.2 mi
H
Gray-New Gloucester High SchoolC
High · Grades 9–12 · 2.2 mi

District: School Administrative District 15

Neighborhood · ZIP 04039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.194 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,323
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Rustic Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Gray 04039
  • Has a bigger lot than 75% of homes in Cumberland County
  • Newer than 80% of homes in Cumberland County

What homes are worth in Gray 04039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$965K

This home is worth more than 69% of homes in Gray 04039.

How it measures up in Gray 04039

The dot is this home. The mark in the middle is the typical home in Gray 04039.

Estimated value$578,944
CheaperTypical $501,593Pricier

Pricier than 69% of homes nearby

Price per ft²$363
CheaperTypical $344Pricier

Pricier than 57% of homes nearby

Living area1,595 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 56% of homes nearby

Lot size1.84 ac
SmallerTypical 1.84 acBigger

Bigger than 47% of homes nearby

Year built2003
OlderTypical 1988Newer

Newer than 73% of homes nearby

How 14 Rustic Rd ranks against every home in each area.
MeasureThis homeGray 04039Cumberland County
Estimated valuepricier than$578,94469% of homes53% of homes
Price per ft²pricier than$36357% of homes43% of homes
Living areabigger than1,595 ft²56% of homes53% of homes
Lot sizebigger than1.84 ac47% of homes75% of homes
Year builtnewer than200373% of homes80% of homes

About 14 Rustic Rd

How much is 14 Rustic Rd, Gray, ME worth?

The TopHap Estimate for 14 Rustic Rd, Gray, ME is $578,944 as of Jul 14, 2026. The likely range is $492,827 to $665,061. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Rustic Rd, Gray, ME last sell?

14 Rustic Rd, Gray, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 14 Rustic Rd, Gray, ME?

14 Rustic Rd, Gray, ME has 4 bedrooms, 2 bathrooms, 1,595 square feet of living space and a 1.84-acre lot.

When was 14 Rustic Rd, Gray, ME built?

14 Rustic Rd, Gray, ME was built in 2003, making it 23 years old. It is a cape cod home. The building has 2 stories.

What schools serve 14 Rustic Rd, Gray, ME?

14 Rustic Rd, Gray, ME is assigned to Russell School (elementary); Gray-New Gloucester Middle School (middle), rated B-; Gray-New Gloucester High School (high), rated C. All sit in School Administrative District 15. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Rustic Rd, Gray, ME compare to other homes in Gray 04039?

Among the 3,756 homes in Gray 04039, it is worth more than 69% of them ($578,944 against a typical $501,593), its price per square foot is higher than 57% of them ($363 against a typical $344), it is bigger than 56% of them (1,595 ft² against a typical 1,488 ft²), its lot is bigger than 47% of them (1.84 ac against a typical 1.84 ac) and it is newer than 73% of them (2003 against a typical 1988). Measured against all of Cumberland County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 Rustic Rd, Gray, ME?

The 2025 property tax bill for 14 Rustic Rd, Gray, ME was $4,196. The county assessed it at $433,500.

Closest homes

More homes in Gray 04039

Assigned schools

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