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Single Family ResidenceResidential
$269,938$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $195,000 on Aug 2, 2013

14 SPRUCE ST

ASHLAND, PA 17921
3
Beds
2 / 1
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$228K low$311K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Aug 2, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,688
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,350
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,250
MINERS BANK · recorded Aug 2, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$18,000
MID PENN BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,164 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,570
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySchuylkill
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 175 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Schuylkill Jr./Sr. High SchoolB-
Middle · Grades 7–12 · 0.2 mi
E
North Schuylkill Elementary SchoolD
Elementary · Grades KG–6 · 0.2 mi

District: North Schuylkill School District

Neighborhood · ZIP 17921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,354
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.204 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,307
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Ashland 17921
  • Costs more per square foot than 76% of homes in Ashland 17921
  • Bigger than 83% of homes in Ashland 17921
  • Has a bigger lot than 73% of homes in Schuylkill County
  • Newer than 83% of homes in Ashland 17921

What homes are worth in Ashland 17921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$406K

This home is worth more than 88% of homes in Ashland 17921.

How it measures up in Ashland 17921

The dot is this home. The mark in the middle is the typical home in Ashland 17921.

Estimated value$269,938
CheaperTypical $116,956Pricier

Pricier than 88% of homes nearby

Price per ft²$127
CheaperTypical $83Pricier

Pricier than 76% of homes nearby

Living area2,128 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.47 ac
SmallerTypical 0.15 acBigger

Bigger than 70% of homes nearby

Year built1981
OlderTypical 1925Newer

Newer than 83% of homes nearby

How 14 Spruce St ranks against every home in each area.
MeasureThis homeAshland 17921Schuylkill County
Estimated valuepricier than$269,93888% of homes79% of homes
Price per ft²pricier than$12776% of homes64% of homes
Living areabigger than2,128 ft²83% of homes83% of homes
Lot sizebigger than0.47 ac70% of homes73% of homes
Year builtnewer than198183% of homes81% of homes

About 14 Spruce St

How much is 14 Spruce St, Ashland, PA worth?

The TopHap Estimate for 14 Spruce St, Ashland, PA is $269,938 as of Jul 14, 2026. The likely range is $228,379 to $311,497. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Spruce St, Ashland, PA last sell?

14 Spruce St, Ashland, PA last sold on Aug 2, 2013 for $195,000, according to the county's recorded deed.

How big is 14 Spruce St, Ashland, PA?

14 Spruce St, Ashland, PA has 3 bedrooms, 2 bathrooms, 2,128 square feet of living space and a 0.47-acre lot.

When was 14 Spruce St, Ashland, PA built?

14 Spruce St, Ashland, PA was built in 1981, making it 45 years old. It is a split level home. The building has 2 stories.

What schools serve 14 Spruce St, Ashland, PA?

14 Spruce St, Ashland, PA is assigned to North Schuylkill Jr./Sr. High School (middle), rated B-; North Schuylkill Elementary School (elementary), rated D. All sit in North Schuylkill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Spruce St, Ashland, PA compare to other homes in Ashland 17921?

Among the 2,819 homes in Ashland 17921, it is worth more than 88% of them ($269,938 against a typical $116,956), its price per square foot is higher than 76% of them ($127 against a typical $83), it is bigger than 83% of them (2,128 ft² against a typical 1,500 ft²), its lot is bigger than 70% of them (0.47 ac against a typical 0.15 ac) and it is newer than 83% of them (1981 against a typical 1925). Measured against all of Schuylkill County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 Spruce St, Ashland, PA?

The 2026 property tax bill for 14 Spruce St, Ashland, PA was $15,164. The county assessed it at $279,700.

Closest homes

More homes in Ashland 17921

Assigned schools

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