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Single Family ResidenceResidential
$542,778$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

140 HARBOR POINT DR

CHERRYVILLE, NC 28021
0
Baths
1,753 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$543K
$451K low$634K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,616 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$876,196 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$666,196
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$568,742
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$876,196

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLEVELAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.77
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 408 ft²Porch · 30 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolD+
Elementary · Grades PK–5 · 2.1 mi
H
Burns High SchoolC
High · Grades 9–12 · 8.8 mi
M
Burns Middle SchoolB-
Middle · Grades 6–8 · 9.2 mi

District: Cleveland County Schools

Neighborhood · ZIP 28021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.15,630
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.245 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,986
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,600
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

140 Harbor Point Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Cleveland County
  • Costs more per square foot than 97% of homes in Cherryville 28021
  • Bigger than 68% of homes in Cleveland County

What homes are worth in Cherryville 28021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$773K

This home is worth more than 92% of homes in Cherryville 28021.

How it measures up in Cherryville 28021

The dot is this home. The mark in the middle is the typical home in Cherryville 28021.

Estimated value$542,778
CheaperTypical $241,280Pricier

Pricier than 92% of homes nearby

Price per ft²$310
CheaperTypical $157Pricier

Pricier than 97% of homes nearby

Living area1,753 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.77 ac
SmallerTypical 0.68 acBigger

Bigger than 56% of homes nearby

Year built1977
OlderTypical 1977Newer

Newer than 50% of homes nearby

How 140 Harbor Point Dr ranks against every home in each area.
MeasureThis homeCherryville 28021Cleveland County
Estimated valuepricier than$542,77892% of homes95% of homes
Price per ft²pricier than$31097% of homes97% of homes
Living areabigger than1,753 ft²65% of homes68% of homes
Lot sizebigger than0.77 ac56% of homes52% of homes
Year builtnewer than197750% of homes48% of homes

About 140 Harbor Point Dr

How much is 140 Harbor Point Dr, Cherryville, NC worth?

The TopHap Estimate for 140 Harbor Point Dr, Cherryville, NC is $542,778 as of Sep 24, 2026. The likely range is $451,361 to $634,195. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 140 Harbor Point Dr, Cherryville, NC last sell?

140 Harbor Point Dr, Cherryville, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 140 Harbor Point Dr, Cherryville, NC?

140 Harbor Point Dr, Cherryville, NC has 1,753 square feet of living space and a 0.77-acre lot.

When was 140 Harbor Point Dr, Cherryville, NC built?

140 Harbor Point Dr, Cherryville, NC was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 140 Harbor Point Dr, Cherryville, NC?

140 Harbor Point Dr, Cherryville, NC is assigned to Washington Elementary School (elementary), rated D+; Burns High School (high), rated C; Burns Middle School (middle), rated B-. All sit in Cleveland County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 140 Harbor Point Dr, Cherryville, NC compare to other homes in Cherryville 28021?

Among the 5,368 homes in Cherryville 28021, it is worth more than 92% of them ($542,778 against a typical $241,280), its price per square foot is higher than 97% of them ($310 against a typical $157), it is bigger than 65% of them (1,753 ft² against a typical 1,512 ft²), its lot is bigger than 56% of them (0.77 ac against a typical 0.68 ac) and it is newer than 50% of them (1977 against a typical 1977). Measured against all of Cleveland County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 140 Harbor Point Dr, Cherryville, NC?

The 2026 property tax bill for 140 Harbor Point Dr, Cherryville, NC was $5,616. The county assessed it at $876,196.

More homes on Harbor Point Dr

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