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Single Family ResidenceResidential
$635,663$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Jan 9, 2015

140 LIBERTY ST

HAVERHILL, MA 01832
3
Beds
2
Baths
2,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.03 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$636K
$612K low$660K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Jan 9, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$343,663
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$274,930
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,000
NEW FED MORTGAGE CORP · R · recorded Aug 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,178 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$576,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$248,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$328,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$581,970

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.1.03
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Haverhill High SchoolC
High · Grades 9–12 · 2.5 mi
M
Consentino Middle SchoolC+
Middle · Grades 5–8 · 3.2 mi
E
Tilton Elementary SchoolC
Elementary · Grades KG–4 · 3.4 mi

District: Haverhill School District

Neighborhood · ZIP 01832These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,516
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

140 Liberty St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Haverhill 01832
  • Costs less per square foot than 96% of homes in Essex County
  • Bigger than 81% of homes in Haverhill 01832
  • Has a bigger lot than 89% of homes in Haverhill 01832
  • Newer than 68% of homes in Essex County

What homes are worth in Haverhill 01832

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$934K

This home is worth more than 73% of homes in Haverhill 01832.

How it measures up in Haverhill 01832

The dot is this home. The mark in the middle is the typical home in Haverhill 01832.

Estimated value$635,663
CheaperTypical $513,927Pricier

Pricier than 73% of homes nearby

Price per ft²$258
CheaperTypical $333Pricier

Pricier than 11% of homes nearby

Living area2,464 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 81% of homes nearby

Lot size1.03 ac
SmallerTypical 0.32 acBigger

Bigger than 89% of homes nearby

Year built1976
OlderTypical 1985Newer

Newer than 44% of homes nearby

How 140 Liberty St ranks against every home in each area.
MeasureThis homeHaverhill 01832Essex County
Estimated valuepricier than$635,66373% of homes40% of homes
Price per ft²pricier than$25811% of homes4% of homes
Living areabigger than2,464 ft²81% of homes72% of homes
Lot sizebigger than1.03 ac89% of homes86% of homes
Year builtnewer than197644% of homes68% of homes

About 140 Liberty St

How much is 140 Liberty St, Haverhill, MA worth?

The TopHap Estimate for 140 Liberty St, Haverhill, MA is $635,663 as of Jul 14, 2026. The likely range is $611,657 to $659,669. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 140 Liberty St, Haverhill, MA last sell?

140 Liberty St, Haverhill, MA last sold on Jan 9, 2015 for $315,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 140 Liberty St, Haverhill, MA?

140 Liberty St, Haverhill, MA has 3 bedrooms, 2 bathrooms, 2,464 square feet of living space and a 1.03-acre lot.

When was 140 Liberty St, Haverhill, MA built?

140 Liberty St, Haverhill, MA was built in 1976, making it 50 years old. It is a split foyer home. The building has 1 story.

What schools serve 140 Liberty St, Haverhill, MA?

140 Liberty St, Haverhill, MA is assigned to Haverhill High School (high), rated C; Consentino Middle School (middle), rated C+; Tilton Elementary School (elementary), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 140 Liberty St, Haverhill, MA compare to other homes in Haverhill 01832?

Among the 7,094 homes in Haverhill 01832, it is worth more than 73% of them ($635,663 against a typical $513,927), its price per square foot is higher than 11% of them ($258 against a typical $333), it is bigger than 81% of them (2,464 ft² against a typical 1,680 ft²), its lot is bigger than 89% of them (1.03 ac against a typical 0.32 ac) and it is newer than 44% of them (1976 against a typical 1985). Measured against all of Essex County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 140 Liberty St, Haverhill, MA?

The 2025 property tax bill for 140 Liberty St, Haverhill, MA was $6,178. The county assessed it at $576,800.

Closest homes

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Assigned schools

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