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Single Family ResidenceResidential
$629,787$318 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

140 RAYFORD CIR

RUTLEDGE, TN 37861
3
Baths
1,978 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$630K
$527K low$733K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$375,787
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$300,630
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,000
CONSUMER CU · 3.62% 1 · recorded Jun 16, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
CONSUMER CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,224 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,175
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,475
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrainger
Lot (acres)The size of the land the home sits on, from county records.4.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Shed · 160 ft²Patio · 160 ft²Porch · 179 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rutledge Primary School
Elementary · Grades PK–1 · 5.9 mi
H
Grainger Academy
High · Grades 9–12 · 6.0 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 6.1 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

140 Rayford Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Grainger County
  • Costs more per square foot than 86% of homes in Grainger County
  • Bigger than 87% of homes in Grainger County
  • Has a bigger lot than 67% of homes in Rutledge 37861
  • Newer than 66% of homes in Grainger County

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$884K

This home is worth more than 89% of homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$629,787
CheaperTypical $292,961Pricier

Pricier than 89% of homes nearby

Price per ft²$318
CheaperTypical $216Pricier

Pricier than 82% of homes nearby

Living area1,978 ft²
SmallerTypical 1,306 ft²Bigger

Bigger than 86% of homes nearby

Lot size4.2 ac
SmallerTypical 1.64 acBigger

Bigger than 67% of homes nearby

Year built1999
OlderTypical 1992Newer

Newer than 64% of homes nearby

How 140 Rayford Cir ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$629,78789% of homes92% of homes
Price per ft²pricier than$31882% of homes86% of homes
Living areabigger than1,978 ft²86% of homes87% of homes
Lot sizebigger than4.2 ac67% of homes60% of homes
Year builtnewer than199964% of homes66% of homes

About 140 Rayford Cir

How much is 140 Rayford Cir, Rutledge, TN worth?

The TopHap Estimate for 140 Rayford Cir, Rutledge, TN is $629,787 as of Jul 14, 2026. The likely range is $526,892 to $732,682. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 140 Rayford Cir, Rutledge, TN last sell?

140 Rayford Cir, Rutledge, TN last sold on Jun 30, 2014, according to the county's recorded deed.

How big is 140 Rayford Cir, Rutledge, TN?

140 Rayford Cir, Rutledge, TN has 3 bathrooms, 1,978 square feet of living space and a 4.20-acre lot.

When was 140 Rayford Cir, Rutledge, TN built?

140 Rayford Cir, Rutledge, TN was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 140 Rayford Cir, Rutledge, TN?

140 Rayford Cir, Rutledge, TN is assigned to Rutledge Primary School (elementary); Grainger Academy (high); Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 140 Rayford Cir, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is worth more than 89% of them ($629,787 against a typical $292,961), its price per square foot is higher than 82% of them ($318 against a typical $216), it is bigger than 86% of them (1,978 ft² against a typical 1,306 ft²), its lot is bigger than 67% of them (4.2 ac against a typical 1.64 ac) and it is newer than 64% of them (1999 against a typical 1992). Measured against all of Grainger County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 140 Rayford Cir, Rutledge, TN?

The 2025 property tax bill for 140 Rayford Cir, Rutledge, TN was $2,224. The county assessed it at $94,650.

More homes on Rayford Cir

Closest homes

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Assigned schools

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