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Single Family ResidenceResidential
$250,334$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $135,000 on Jul 20, 2018

140 UNDERWOOD DR

PALATKA, FL 32177
0
Baths
1,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.

Valuation

$250K
$233K low$268K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Jul 20, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,740 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,810 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 36 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palatka Jr/Sr High SchoolD-
Middle · Grades 7–12 · 0.7 mi
E
William D. Moseley Elementary SchoolD-
Elementary · Grades PK–6 · 0.7 mi

District: Putnam County School District

Neighborhood · ZIP 32177These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.29,613
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,629
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

140 Underwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Palatka 32177
  • Costs more per square foot than 82% of homes in Palatka 32177
  • Has a smaller lot than 77% of homes in Putnam County

What homes are worth in Palatka 32177

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$719K

This home is worth more than 68% of homes in Palatka 32177.

How it measures up in Palatka 32177

The dot is this home. The mark in the middle is the typical home in Palatka 32177.

Estimated value$250,334
CheaperTypical $186,447Pricier

Pricier than 68% of homes nearby

Price per ft²$171
CheaperTypical $121Pricier

Pricier than 82% of homes nearby

Living area1,460 ft²
SmallerTypical 1,454 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.25 ac
SmallerTypical 0.55 acBigger

Bigger than 28% of homes nearby

Year built1984
OlderTypical 1977Newer

Newer than 61% of homes nearby

How 140 Underwood Dr ranks against every home in each area.
MeasureThis homePalatka 32177Putnam County
Estimated valuepricier than$250,33468% of homes60% of homes
Price per ft²pricier than$17182% of homes71% of homes
Living areabigger than1,460 ft²50% of homes58% of homes
Lot sizebigger than0.25 ac28% of homes23% of homes
Year builtnewer than198461% of homes51% of homes

About 140 Underwood Dr

How much is 140 Underwood Dr, Palatka, FL worth?

The TopHap Estimate for 140 Underwood Dr, Palatka, FL is $250,334 as of Sep 24, 2026. The likely range is $232,645 to $268,023. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 140 Underwood Dr, Palatka, FL last sell?

140 Underwood Dr, Palatka, FL last sold on Jul 20, 2018 for $135,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 140 Underwood Dr, Palatka, FL?

140 Underwood Dr, Palatka, FL has 1,460 square feet of living space and a 0.25-acre lot.

When was 140 Underwood Dr, Palatka, FL built?

140 Underwood Dr, Palatka, FL was built in 1984, making it 42 years old.

What schools serve 140 Underwood Dr, Palatka, FL?

140 Underwood Dr, Palatka, FL is assigned to Palatka Jr/Sr High School (middle), rated D-; William D. Moseley Elementary School (elementary), rated D-. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 140 Underwood Dr, Palatka, FL compare to other homes in Palatka 32177?

Among the 10,364 homes in Palatka 32177, it is worth more than 68% of them ($250,334 against a typical $186,447), its price per square foot is higher than 82% of them ($171 against a typical $121), it is bigger than 50% of them (1,460 ft² against a typical 1,454 ft²), its lot is bigger than 28% of them (0.25 ac against a typical 0.55 ac) and it is newer than 61% of them (1984 against a typical 1977). Measured against all of Putnam County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 140 Underwood Dr, Palatka, FL?

The 2025 property tax bill for 140 Underwood Dr, Palatka, FL was $1,740. The county assessed it at $124,810.

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