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Single Family ResidenceResidential
$255,949$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $175,000 on Aug 24, 2021

140 WATERS LN

GLOUCESTER, NC 28528
3
Beds
2
Baths
1,661 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$256K
$198K low$314K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Aug 24, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$794 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$201,854 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,129
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,725
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,852
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$201,854

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.96%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyCARTERET
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.55
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²Porch · 240 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smyrna Elementary and Down East Middle SchoolB
Elementary · Grades PK–8 · 2.4 mi
H
East Carteret High SchoolA-
High · Grades 9–12 · 6.7 mi

District: Carteret County Schools

Neighborhood · ZIP 28528These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.528
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,136
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,865
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

140 Waters Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Carteret County
  • Costs less per square foot than 91% of homes in Carteret County
  • Has a bigger lot than 74% of homes in Carteret County

What homes are worth in Gloucester 28528

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$1.2M

This home is worth more than 24% of homes in Gloucester 28528.

How it measures up in Gloucester 28528

The dot is this home. The mark in the middle is the typical home in Gloucester 28528.

Estimated value$255,949
CheaperTypical $363,625Pricier

Pricier than 24% of homes nearby

Price per ft²$154
CheaperTypical $227Pricier

Pricier than 12% of homes nearby

Living area1,661 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.55 ac
SmallerTypical 0.68 acBigger

Bigger than 37% of homes nearby

Year built1992
OlderTypical 1994Newer

Newer than 46% of homes nearby

How 140 Waters Ln ranks against every home in each area.
MeasureThis homeGloucester 28528Carteret County
Estimated valuepricier than$255,94924% of homes15% of homes
Price per ft²pricier than$15412% of homes9% of homes
Living areabigger than1,661 ft²62% of homes52% of homes
Lot sizebigger than0.55 ac37% of homes74% of homes
Year builtnewer than199246% of homes52% of homes

About 140 Waters Ln

How much is 140 Waters Ln, Gloucester, NC worth?

The TopHap Estimate for 140 Waters Ln, Gloucester, NC is $255,949 as of Oct 21, 2026. The likely range is $198,180 to $313,718. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 140 Waters Ln, Gloucester, NC last sell?

140 Waters Ln, Gloucester, NC last sold on Aug 24, 2021 for $175,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 140 Waters Ln, Gloucester, NC?

140 Waters Ln, Gloucester, NC has 3 bedrooms, 2 bathrooms, 1,661 square feet of living space and a 0.55-acre lot.

When was 140 Waters Ln, Gloucester, NC built?

140 Waters Ln, Gloucester, NC was built in 1992, making it 34 years old. It is a cottage home. The building has 1 story.

What schools serve 140 Waters Ln, Gloucester, NC?

140 Waters Ln, Gloucester, NC is assigned to Smyrna Elementary and Down East Middle School (elementary), rated B; East Carteret High School (high), rated A-. All sit in Carteret County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 140 Waters Ln, Gloucester, NC compare to other homes in Gloucester 28528?

Among the 324 homes in Gloucester 28528, it is worth more than 24% of them ($255,949 against a typical $363,625), its price per square foot is higher than 12% of them ($154 against a typical $227), it is bigger than 62% of them (1,661 ft² against a typical 1,512 ft²), its lot is bigger than 37% of them (0.55 ac against a typical 0.68 ac) and it is newer than 46% of them (1992 against a typical 1994). Measured against all of Carteret County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 140 Waters Ln, Gloucester, NC?

The 2025 property tax bill for 140 Waters Ln, Gloucester, NC was $794. The county assessed it at $201,854.

More homes on Waters Ln

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More homes in Gloucester 28528

Assigned schools

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