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Single Family ResidenceResidential
$920,881$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $675,000 on Dec 10, 2019

1403 WATERFORD PL

CHAMPAIGN, IL 61821
6 / 2
Baths
3,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$921K
$906K low$936K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$675,000 · Dec 10, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$372,631
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$298,105
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,250
JPMORGAN CHASE BANK NA · recorded Dec 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$28,695 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$335,050 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,630
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$247,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$305,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,005,150

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vernon L Barkstall Elementary SchoolB-
Elementary · Grades KG–5 · 0.9 mi
M
Jefferson Middle SchoolB-
Middle · Grades 6–8 · 1.9 mi
H
Central High SchoolC
High · Grades 9–12 · 2.8 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.31,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,528 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,699
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,842
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1403 Waterford Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Champaign County
  • Costs more per square foot than 93% of homes in Champaign 61821
  • Among the largest homes in Champaign 61821
  • Among the newest homes in Champaign 61821

What homes are worth in Champaign 61821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$639K

This home is worth more than almost all homes in Champaign 61821.

How it measures up in Champaign 61821

The dot is this home. The mark in the middle is the typical home in Champaign 61821.

Estimated value$920,881
CheaperTypical $197,390Pricier

Pricier than almost all homes nearby

Price per ft²$281
CheaperTypical $164Pricier

Pricier than 93% of homes nearby

Living area3,282 ft²
SmallerTypical 1,164 ft²Bigger

Bigger than almost all homes nearby

Year built1999
OlderTypical 1960Newer

Newer than almost all homes nearby

How 1403 Waterford Pl ranks against every home in each area.
MeasureThis homeChampaign 61821Champaign County
Estimated valuepricier than$920,881almost all homesalmost all homes
Price per ft²pricier than$28193% of homes91% of homes
Living areabigger than3,282 ft²almost all homesalmost all homes
Year builtnewer than1999almost all homes92% of homes

About 1403 Waterford Pl

How much is 1403 Waterford Pl, Champaign, IL worth?

The TopHap Estimate for 1403 Waterford Pl, Champaign, IL is $920,881 as of Jul 14, 2026. The likely range is $905,751 to $936,011. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1403 Waterford Pl, Champaign, IL last sell?

1403 Waterford Pl, Champaign, IL last sold on Dec 10, 2019 for $675,000, according to the county's recorded deed.

How big is 1403 Waterford Pl, Champaign, IL?

1403 Waterford Pl, Champaign, IL has 6 bathrooms and 3,282 square feet of living space.

When was 1403 Waterford Pl, Champaign, IL built?

1403 Waterford Pl, Champaign, IL was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 1403 Waterford Pl, Champaign, IL?

1403 Waterford Pl, Champaign, IL is assigned to Vernon L Barkstall Elementary School (elementary), rated B-; Jefferson Middle School (middle), rated B-; Central High School (high), rated C. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1403 Waterford Pl, Champaign, IL compare to other homes in Champaign 61821?

Among the 10,355 homes in Champaign 61821, it is worth more than almost all of them ($920,881 against a typical $197,390), its price per square foot is higher than 93% of them ($281 against a typical $164), it is bigger than almost all of them (3,282 ft² against a typical 1,164 ft²) and it is newer than almost all of them (1999 against a typical 1960). Measured against all of Champaign County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1403 Waterford Pl, Champaign, IL?

The 2024 property tax bill for 1403 Waterford Pl, Champaign, IL was $28,695. The county assessed it at $335,050.

Closest homes

More homes in Champaign 61821

Assigned schools

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