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Single Family ResidenceResidential
$600,056$573 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1404 SANTA ROSA ST

OCEANSIDE, CA 92058
3
Beds
2
Baths
1,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$600K
$547K low$653K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$270,056
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,045
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$330,000
GENWORTH FINANCIAL HOME EQUITY ACCE · recorded May 4, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,633 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,465
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,168
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,425

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
93
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.16
HeatingThe type of heating system in the home.Floor/Wall Furnace
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Terrace SchoolA-
Elementary · Grades KG–8 · 0.4 mi
M
Jefferson Middle SchoolD-
Middle · Grades 6–8 · 0.7 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 1.3 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92058These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,364
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.520 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,324
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,725
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1404 Santa Rosa St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in San Diego County
  • Costs more per square foot than 80% of homes in Oceanside 92058
  • Smaller than 79% of homes in Oceanside 92058
  • Has a smaller lot than 70% of homes in San Diego County
  • Older than 91% of homes in San Diego County

What homes are worth in Oceanside 92058

Each bar is how many homes fall in that price range. The marker is this home.

This home
$439K$1.2M

This home is worth more than 31% of homes in Oceanside 92058.

How it measures up in Oceanside 92058

The dot is this home. The mark in the middle is the typical home in Oceanside 92058.

Estimated value$600,056
CheaperTypical $700,124Pricier

Pricier than 31% of homes nearby

Price per ft²$573
CheaperTypical $503Pricier

Pricier than 80% of homes nearby

Living area1,048 ft²
SmallerTypical 1,346 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.16 ac
SmallerTypical 0.24 acBigger

Bigger than 32% of homes nearby

Year built1954
OlderTypical 1985Newer

Newer than 14% of homes nearby

How 1404 Santa Rosa St ranks against every home in each area.
MeasureThis homeEastside CapistranoOceanside 92058San Diego County
Estimated valuepricier than$600,05645% of homes31% of homes16% of homes
Price per ft²pricier than$57351% of homes80% of homes51% of homes
Living areabigger than1,048 ft²44% of homes21% of homes22% of homes
Lot sizebigger than0.16 ac47% of homes32% of homes30% of homes
Year builtnewer than195445% of homes14% of homes9% of homes

About 1404 Santa Rosa St

How much is 1404 Santa Rosa St, Oceanside, CA worth?

The TopHap Estimate for 1404 Santa Rosa St, Oceanside, CA is $600,056 as of Jul 14, 2026. The likely range is $547,352 to $652,760. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1404 Santa Rosa St, Oceanside, CA last sell?

1404 Santa Rosa St, Oceanside, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1404 Santa Rosa St, Oceanside, CA?

1404 Santa Rosa St, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,048 square feet of living space and a 0.16-acre lot.

When was 1404 Santa Rosa St, Oceanside, CA built?

1404 Santa Rosa St, Oceanside, CA was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 1404 Santa Rosa St, Oceanside, CA?

1404 Santa Rosa St, Oceanside, CA is assigned to North Terrace School (elementary), rated A-; Jefferson Middle School (middle), rated D-; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1404 Santa Rosa St, Oceanside, CA compare to other homes in Oceanside 92058?

Among the 6,209 homes in Oceanside 92058, it is worth more than 31% of them ($600,056 against a typical $700,124), its price per square foot is higher than 80% of them ($573 against a typical $503), it is bigger than 21% of them (1,048 ft² against a typical 1,346 ft²), its lot is bigger than 32% of them (0.16 ac against a typical 0.24 ac) and it is newer than 14% of them (1954 against a typical 1985). Measured against all of San Diego County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1404 Santa Rosa St, Oceanside, CA?

The 2025 property tax bill for 1404 Santa Rosa St, Oceanside, CA was $2,326. The county assessed it at $214,633.

Closest homes

More homes in Oceanside 92058

Assigned schools

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