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Rural ResidenceResidential
$520,309$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1404 SCOTCH RIDGE RD

SCHENECTADY, NY 12306
4
Beds
2 / 1
Baths
2,218 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
31.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$520K
$490K low$551K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,714

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.31.63
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 54 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Schalmont Middle SchoolC+
Middle · Grades 5–8 · 2.4 mi
H
Schalmont High SchoolB-
High · Grades 9–12 · 2.4 mi
E
Jefferson Elementary SchoolC+
Elementary · Grades KG–4 · 3.7 mi

District: Schalmont Central School District

Neighborhood · ZIP 12306These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,840
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,973
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1404 Scotch Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Schenectady 12306
  • Costs more per square foot than 83% of homes in Schenectady County
  • Bigger than 84% of homes in Schenectady 12306
  • Among the largest lots in Schenectady 12306
  • Newer than 74% of homes in Schenectady County

What homes are worth in Schenectady 12306

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$598K

This home is worth more than 94% of homes in Schenectady 12306.

How it measures up in Schenectady 12306

The dot is this home. The mark in the middle is the typical home in Schenectady 12306.

Estimated value$520,309
CheaperTypical $276,246Pricier

Pricier than 94% of homes nearby

Price per ft²$235
CheaperTypical $197Pricier

Pricier than 81% of homes nearby

Living area2,218 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 84% of homes nearby

Lot size31.63 ac
SmallerTypical 0.24 acBigger

Bigger than almost all homes nearby

Year built1969
OlderTypical 1950Newer

Newer than 71% of homes nearby

How 1404 Scotch Ridge Rd ranks against every home in each area.
MeasureThis homeSchenectady 12306Schenectady County
Estimated valuepricier than$520,30994% of homes93% of homes
Price per ft²pricier than$23581% of homes83% of homes
Living areabigger than2,218 ft²84% of homes77% of homes
Lot sizebigger than31.63 acalmost all homesalmost all homes
Year builtnewer than196971% of homes74% of homes

About 1404 Scotch Ridge Rd

How much is 1404 Scotch Ridge Rd, Schenectady, NY worth?

The TopHap Estimate for 1404 Scotch Ridge Rd, Schenectady, NY is $520,309 as of Oct 21, 2026. The likely range is $489,793 to $550,825. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1404 Scotch Ridge Rd, Schenectady, NY?

1404 Scotch Ridge Rd, Schenectady, NY has 4 bedrooms, 2 bathrooms, 2,218 square feet of living space and a 31.63-acre lot.

When was 1404 Scotch Ridge Rd, Schenectady, NY built?

1404 Scotch Ridge Rd, Schenectady, NY was built in 1969, making it 57 years old. It is a split level home. The building has 2 stories.

What schools serve 1404 Scotch Ridge Rd, Schenectady, NY?

1404 Scotch Ridge Rd, Schenectady, NY is assigned to Schalmont Middle School (middle), rated C+; Schalmont High School (high), rated B-; Jefferson Elementary School (elementary), rated C+. All sit in Schalmont Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1404 Scotch Ridge Rd, Schenectady, NY compare to other homes in Schenectady 12306?

Among the 9,724 homes in Schenectady 12306, it is worth more than 94% of them ($520,309 against a typical $276,246), its price per square foot is higher than 81% of them ($235 against a typical $197), it is bigger than 84% of them (2,218 ft² against a typical 1,536 ft²), its lot is bigger than almost all of them (31.63 ac against a typical 0.24 ac) and it is newer than 71% of them (1969 against a typical 1950). Measured against all of Schenectady County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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