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Single Family ResidenceResidential
$295,531$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

14049 UNDERCLIFT ST NW

ANDOVER, MN 55304
3
Beds
2
Baths
953 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$296K
$286K low$305K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,065 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$323,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$114,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$323,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$323,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyAnoka
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilson Elementary SchoolB
Elementary · Grades KG–5 · 0.8 mi
H
Anoka High SchoolB-
High · Grades 9–12 · 1.2 mi
M
Anoka Middle School for the Arts-Grade 7 & 8 Fred Moore CampusC+
Middle · Grades 7–8 · 2.6 mi

District: Anoka-Hennepin School District

Neighborhood · ZIP 55304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.51,917
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.718 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,353
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,398
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14049 Underclift St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Andover 55304
  • Costs more per square foot than 71% of homes in Anoka County
  • Smaller than 97% of homes in Andover 55304
  • Has a smaller lot than 73% of homes in Andover 55304
  • Older than 72% of homes in Andover 55304

What homes are worth in Andover 55304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$965K

This home is worth more than 5% of homes in Andover 55304.

How it measures up in Andover 55304

The dot is this home. The mark in the middle is the typical home in Andover 55304.

Estimated value$295,531
CheaperTypical $431,259Pricier

Pricier than 5% of homes nearby

Price per ft²$310
CheaperTypical $284Pricier

Pricier than 64% of homes nearby

Living area953 ft²
SmallerTypical 1,582 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.32 ac
SmallerTypical 0.59 acBigger

Bigger than 27% of homes nearby

Year built1984
OlderTypical 1994Newer

Newer than 28% of homes nearby

How 14049 Underclift St Nw ranks against every home in each area.
MeasureThis homeAndover 55304Anoka County
Estimated valuepricier than$295,5315% of homes24% of homes
Price per ft²pricier than$31064% of homes71% of homes
Living areabigger than953 ft²3% of homes10% of homes
Lot sizebigger than0.32 ac27% of homes58% of homes
Year builtnewer than198428% of homes44% of homes

About 14049 Underclift St Nw

How much is 14049 Underclift St Nw, Andover, MN worth?

The TopHap Estimate for 14049 Underclift St Nw, Andover, MN is $295,531 as of Sep 24, 2026. The likely range is $286,101 to $304,961. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14049 Underclift St Nw, Andover, MN last sell?

14049 Underclift St Nw, Andover, MN last sold on Apr 27, 2005, according to the county's recorded deed.

How big is 14049 Underclift St Nw, Andover, MN?

14049 Underclift St Nw, Andover, MN has 3 bedrooms, 2 bathrooms and 953 square feet of living space.

When was 14049 Underclift St Nw, Andover, MN built?

14049 Underclift St Nw, Andover, MN was built in 1984, making it 42 years old. It is a bi-level home. The building has 1 story.

What schools serve 14049 Underclift St Nw, Andover, MN?

14049 Underclift St Nw, Andover, MN is assigned to Wilson Elementary School (elementary), rated B; Anoka High School (high), rated B-; Anoka Middle School for the Arts-Grade 7 & 8 Fred Moore Campus (middle), rated C+. All sit in Anoka-Hennepin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14049 Underclift St Nw, Andover, MN compare to other homes in Andover 55304?

Among the 17,376 homes in Andover 55304, it is worth more than 5% of them ($295,531 against a typical $431,259), its price per square foot is higher than 64% of them ($310 against a typical $284), it is bigger than 3% of them (953 ft² against a typical 1,582 ft²), its lot is bigger than 27% of them (0.32 ac against a typical 0.59 ac) and it is newer than 28% of them (1984 against a typical 1994). Measured against all of Anoka County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14049 Underclift St Nw, Andover, MN?

The 2026 property tax bill for 14049 Underclift St Nw, Andover, MN was $3,065. The county assessed it at $323,600.

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