Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$894,982$719 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $300,000 on Jul 11, 2003

1405 LORETTA ST

OCEANSIDE, CA 92058
3
Beds
2
Baths
1,244 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$895K
$855K low$935K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Jul 11, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,739 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$434,898 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$290,031
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,867
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$426,372

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
93
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.17
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laurel Elementary SchoolD+
Elementary · Grades KG–5 · 0.2 mi
M
Jefferson Middle SchoolD-
Middle · Grades 6–8 · 0.7 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 0.8 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92058These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,370
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.520 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,723
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1405 Loretta St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Eastside Capistrano
  • Costs more per square foot than 89% of homes in Oceanside 92058
  • Bigger than 67% of homes in Eastside Capistrano
  • Older than 92% of homes in Oceanside 92058

What homes are worth in Oceanside 92058

Each bar is how many homes fall in that price range. The marker is this home.

This home
$428K$1.3M

This home is worth more than 72% of homes in Oceanside 92058.

How it measures up in Oceanside 92058

The dot is this home. The mark in the middle is the typical home in Oceanside 92058.

Estimated value$894,982
CheaperTypical $726,844Pricier

Pricier than 72% of homes nearby

Price per ft²$719
CheaperTypical $502Pricier

Pricier than 89% of homes nearby

Living area1,244 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.17 ac
SmallerTypical 0.24 acBigger

Bigger than 39% of homes nearby

Year built1953
OlderTypical 1985Newer

Newer than 8% of homes nearby

How 1405 Loretta St ranks against every home in each area.
MeasureThis homeEastside CapistranoOceanside 92058San Diego County
Estimated valuepricier than$894,98279% of homes72% of homes50% of homes
Price per ft²pricier than$71966% of homes89% of homes76% of homes
Living areabigger than1,244 ft²67% of homes40% of homes34% of homes
Lot sizebigger than0.17 ac51% of homes39% of homes36% of homes
Year builtnewer than195326% of homes8% of homes8% of homes

About 1405 Loretta St

How much is 1405 Loretta St, Oceanside, CA worth?

The TopHap Estimate for 1405 Loretta St, Oceanside, CA is $894,982 as of Sep 24, 2026. The likely range is $855,416 to $934,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1405 Loretta St, Oceanside, CA last sell?

1405 Loretta St, Oceanside, CA last sold on Jul 11, 2003 for $300,000, according to the county's recorded deed.

How big is 1405 Loretta St, Oceanside, CA?

1405 Loretta St, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,244 square feet of living space and a 0.17-acre lot.

When was 1405 Loretta St, Oceanside, CA built?

1405 Loretta St, Oceanside, CA was built in 1953, making it 73 years old.

What schools serve 1405 Loretta St, Oceanside, CA?

1405 Loretta St, Oceanside, CA is assigned to Laurel Elementary School (elementary), rated D+; Jefferson Middle School (middle), rated D-; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1405 Loretta St, Oceanside, CA compare to other homes in Oceanside 92058?

Among the 6,208 homes in Oceanside 92058, it is worth more than 72% of them ($894,982 against a typical $726,844), its price per square foot is higher than 89% of them ($719 against a typical $502), it is bigger than 40% of them (1,244 ft² against a typical 1,344 ft²), its lot is bigger than 39% of them (0.17 ac against a typical 0.24 ac) and it is newer than 8% of them (1953 against a typical 1985). Measured against all of San Diego County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1405 Loretta St, Oceanside, CA?

The 2025 property tax bill for 1405 Loretta St, Oceanside, CA was $4,739. The county assessed it at $434,898.

More homes on Loretta St

Closest homes

More homes in Oceanside 92058

Assigned schools

Explore the area

See this home in context

Open 1405 Loretta St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map