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Single Family ResidenceResidential
$407,616$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on Mar 1, 2012

14223 RITCHIE RD

CASCADE, MD 21719
2.5
Baths
2,178 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$408K
$380K low$435K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Mar 1, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,616
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$226,093
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
TRUST BANK · 6.37% · recorded May 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,027 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$335,733 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$441,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.3.26
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 264 ft²Porch · 100 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
M
Smithsburg Middle SchoolA+
Middle · Grades 6–8 · 5.3 mi
H
Smithsburg High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Washington County Public Schools

Neighborhood · ZIP 21719These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.958
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.221 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,127
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14223 Ritchie Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Cascade 21719
  • Bigger than 80% of homes in Cascade 21719
  • Has a bigger lot than 90% of homes in Cascade 21719
  • Newer than 77% of homes in Cascade 21719

What homes are worth in Cascade 21719

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$670K

This home is worth more than 88% of homes in Cascade 21719.

How it measures up in Cascade 21719

The dot is this home. The mark in the middle is the typical home in Cascade 21719.

Estimated value$407,616
CheaperTypical $262,653Pricier

Pricier than 88% of homes nearby

Price per ft²$187
CheaperTypical $179Pricier

Pricier than 56% of homes nearby

Living area2,178 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 80% of homes nearby

Lot size3.26 ac
SmallerTypical 0.73 acBigger

Bigger than 90% of homes nearby

Year built1978
OlderTypical 1940Newer

Newer than 77% of homes nearby

How 14223 Ritchie Rd ranks against every home in each area.
MeasureThis homeCascade 21719Washington County
Estimated valuepricier than$407,61688% of homes73% of homes
Price per ft²pricier than$18756% of homes39% of homes
Living areabigger than2,178 ft²80% of homes76% of homes
Lot sizebigger than3.26 ac90% of homes89% of homes
Year builtnewer than197877% of homes55% of homes

About 14223 Ritchie Rd

How much is 14223 Ritchie Rd, Cascade, MD worth?

The TopHap Estimate for 14223 Ritchie Rd, Cascade, MD is $407,616 as of Jul 14, 2026. The likely range is $379,807 to $435,425. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14223 Ritchie Rd, Cascade, MD last sell?

14223 Ritchie Rd, Cascade, MD last sold on Mar 1, 2012 for $215,000, according to the county's recorded deed.

How big is 14223 Ritchie Rd, Cascade, MD?

14223 Ritchie Rd, Cascade, MD has 2.5 bathrooms, 2,178 square feet of living space and a 3.26-acre lot.

When was 14223 Ritchie Rd, Cascade, MD built?

14223 Ritchie Rd, Cascade, MD was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 14223 Ritchie Rd, Cascade, MD?

14223 Ritchie Rd, Cascade, MD is assigned to Cascade Elementary School (elementary), rated B; Smithsburg Middle School (middle), rated A+; Smithsburg High School (high), rated A-. All sit in Washington County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14223 Ritchie Rd, Cascade, MD compare to other homes in Cascade 21719?

Among the 521 homes in Cascade 21719, it is worth more than 88% of them ($407,616 against a typical $262,653), its price per square foot is higher than 56% of them ($187 against a typical $179), it is bigger than 80% of them (2,178 ft² against a typical 1,482 ft²), its lot is bigger than 90% of them (3.26 ac against a typical 0.73 ac) and it is newer than 77% of them (1978 against a typical 1940). Measured against all of Washington County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14223 Ritchie Rd, Cascade, MD?

The 2025 property tax bill for 14223 Ritchie Rd, Cascade, MD was $3,027. The county assessed it at $335,733.

Closest homes

More homes in Cascade 21719

Assigned schools

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