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Rural ResidenceResidential
$471,908$370 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 47How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1431 STATE ROUTE 245

NAPLES, NY 14512
3
Beds
1
Baths
1,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
252 ac
Lot SizeThe size of the land the home sits on, from county records.
1886
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$472K
$220K low$724K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,342 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$797,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$744,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$797,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,077,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.168 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyYATES
Lot (acres)The size of the land the home sits on, from county records.252.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 204 ft²Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middlesex Valley Elementary School
Elementary · Grades PK–2 · 4.9 mi
M
Marcus Whitman Middle SchoolC
Middle · Grades 6–8 · 6.8 mi
H
Marcus Whitman High SchoolA-
High · Grades 9–12 · 6.8 mi

District: Gorham-Middlesex Central School District (Marcus Whitman)

Neighborhood · ZIP 14512These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,988
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1431 State Route 245 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Naples 14512
  • Costs more per square foot than 90% of homes in Naples 14512
  • Smaller than 67% of homes in Naples 14512
  • Among the largest lots in Naples 14512
  • Older than 94% of homes in Naples 14512

What homes are worth in Naples 14512

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$2.2M

This home is worth more than 79% of homes in Naples 14512.

How it measures up in Naples 14512

The dot is this home. The mark in the middle is the typical home in Naples 14512.

Estimated value$471,908
CheaperTypical $280,809Pricier

Pricier than 79% of homes nearby

Price per ft²$370
CheaperTypical $175Pricier

Pricier than 90% of homes nearby

Living area1,276 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 33% of homes nearby

Lot size252 ac
SmallerTypical 4.1 acBigger

Bigger than almost all homes nearby

Year built1886
OlderTypical 1973Newer

Newer than 6% of homes nearby

How 1431 State Route 245 ranks against every home in each area.
MeasureThis homeNaples 14512Yates County
Estimated valuepricier than$471,90879% of homes68% of homes
Price per ft²pricier than$37090% of homes79% of homes
Living areabigger than1,276 ft²33% of homes35% of homes
Lot sizebigger than252 acalmost all homesalmost all homes
Year builtnewer than18866% of homes10% of homes

About 1431 State Route 245

How much is 1431 State Route 245, Naples, NY worth?

The TopHap Estimate for 1431 State Route 245, Naples, NY is $471,908 as of Jul 14, 2026. The likely range is $219,822 to $723,994. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1431 State Route 245, Naples, NY last sell?

1431 State Route 245, Naples, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1431 State Route 245, Naples, NY?

1431 State Route 245, Naples, NY has 3 bedrooms, 1 bathrooms, 1,276 square feet of living space and a 252.00-acre lot.

When was 1431 State Route 245, Naples, NY built?

1431 State Route 245, Naples, NY was built in 1886, making it 140 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1431 State Route 245, Naples, NY?

1431 State Route 245, Naples, NY is assigned to Middlesex Valley Elementary School (elementary); Marcus Whitman Middle School (middle), rated C; Marcus Whitman High School (high), rated A-. All sit in Gorham-Middlesex Central School District (Marcus Whitman). Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1431 State Route 245, Naples, NY compare to other homes in Naples 14512?

Among the 2,681 homes in Naples 14512, it is worth more than 79% of them ($471,908 against a typical $280,809), its price per square foot is higher than 90% of them ($370 against a typical $175), it is bigger than 33% of them (1,276 ft² against a typical 1,596 ft²), its lot is bigger than almost all of them (252 ac against a typical 4.1 ac) and it is newer than 6% of them (1886 against a typical 1973). Measured against all of Yates County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1431 State Route 245, Naples, NY?

The 2025 property tax bill for 1431 State Route 245, Naples, NY was $10,342. The county assessed it at $797,000.

More homes on State Route 245

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Assigned schools

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