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Single Family ResidenceResidential
$231,184$262 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

14323 PEN MAR HIGH ROCK RD

CASCADE, MD 21719
1
Baths
882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$231K
$193K low$270K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,184
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,947
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
SUSQUEHANNA BANK · E · recorded Mar 2, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,989 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$213,667 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,333
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.3.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Shed · 240 ft²Porch · 108 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolB
Elementary · Grades PK–5 · 1.2 mi
M
Smithsburg Middle SchoolA+
Middle · Grades 6–8 · 4.6 mi
H
Smithsburg High SchoolA-
High · Grades 9–12 · 4.7 mi

District: Washington County Public Schools

Neighborhood · ZIP 21719These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.958
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.221 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,127
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14323 Pen Mar High Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Washington County
  • Costs more per square foot than 93% of homes in Cascade 21719
  • Smaller than 96% of homes in Washington County
  • Has a bigger lot than 89% of homes in Cascade 21719
  • Older than 76% of homes in Washington County

What homes are worth in Cascade 21719

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$686K

This home is worth more than 34% of homes in Cascade 21719.

How it measures up in Cascade 21719

The dot is this home. The mark in the middle is the typical home in Cascade 21719.

Estimated value$231,184
CheaperTypical $263,290Pricier

Pricier than 34% of homes nearby

Price per ft²$262
CheaperTypical $179Pricier

Pricier than 93% of homes nearby

Living area882 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 7% of homes nearby

Lot size3.13 ac
SmallerTypical 0.73 acBigger

Bigger than 89% of homes nearby

Year built1940
OlderTypical 1940Newer

Newer than 50% of homes nearby

How 14323 Pen Mar High Rock Rd ranks against every home in each area.
MeasureThis homeCascade 21719Washington County
Estimated valuepricier than$231,18434% of homes21% of homes
Price per ft²pricier than$26293% of homes84% of homes
Living areabigger than882 ft²7% of homes4% of homes
Lot sizebigger than3.13 ac89% of homes88% of homes
Year builtnewer than194050% of homes24% of homes

About 14323 Pen Mar High Rock Rd

How much is 14323 Pen Mar High Rock Rd, Cascade, MD worth?

The TopHap Estimate for 14323 Pen Mar High Rock Rd, Cascade, MD is $231,184 as of Jul 14, 2026. The likely range is $192,714 to $269,654. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14323 Pen Mar High Rock Rd, Cascade, MD last sell?

14323 Pen Mar High Rock Rd, Cascade, MD last sold on Apr 27, 2009, according to the county's recorded deed.

How big is 14323 Pen Mar High Rock Rd, Cascade, MD?

14323 Pen Mar High Rock Rd, Cascade, MD has 1 bathrooms, 882 square feet of living space and a 3.13-acre lot.

When was 14323 Pen Mar High Rock Rd, Cascade, MD built?

14323 Pen Mar High Rock Rd, Cascade, MD was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 14323 Pen Mar High Rock Rd, Cascade, MD?

14323 Pen Mar High Rock Rd, Cascade, MD is assigned to Cascade Elementary School (elementary), rated B; Smithsburg Middle School (middle), rated A+; Smithsburg High School (high), rated A-. All sit in Washington County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14323 Pen Mar High Rock Rd, Cascade, MD compare to other homes in Cascade 21719?

Among the 521 homes in Cascade 21719, it is worth more than 34% of them ($231,184 against a typical $263,290), its price per square foot is higher than 93% of them ($262 against a typical $179), it is bigger than 7% of them (882 ft² against a typical 1,482 ft²), its lot is bigger than 89% of them (3.13 ac against a typical 0.73 ac) and it is newer than 50% of them (1940 against a typical 1940). Measured against all of Washington County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14323 Pen Mar High Rock Rd, Cascade, MD?

The 2025 property tax bill for 14323 Pen Mar High Rock Rd, Cascade, MD was $1,989. The county assessed it at $213,667.

Closest homes

More homes in Cascade 21719

Assigned schools

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