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Single Family ResidenceResidential
$274,922$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

144 RUTH RD

FREEPORT, FL 32439
2
Beds
1
Baths
2,130 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$275K
$249K low$301K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$162,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,176
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,202
BENEFICIAL FLORIDA INC · R · recorded Nov 28, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$373 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,287 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,287
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$167,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,287

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.47%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.37
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 578 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Freeport Middle SchoolB+
Middle · Grades 6–8 · 4.5 mi
E
Freeport Elementary SchoolB-
Elementary · Grades PK–5 · 4.8 mi
H
Freeport High SchoolA-
High · Grades 9–12 · 6.6 mi

District: Walton County School District

Neighborhood · ZIP 32439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,215
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,642
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,194
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

144 Ruth Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Freeport 32439
  • Among the lowest price per square foot in Freeport 32439
  • Bigger than 65% of homes in Freeport 32439
  • Has a bigger lot than 71% of homes in Walton County
  • Among the oldest homes in Freeport 32439

What homes are worth in Freeport 32439

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$1.2M

This home is worth more than 13% of homes in Freeport 32439.

How it measures up in Freeport 32439

The dot is this home. The mark in the middle is the typical home in Freeport 32439.

Estimated value$274,922
CheaperTypical $425,000Pricier

Pricier than 13% of homes nearby

Price per ft²$129
CheaperTypical $219Pricier

Cheaper than almost all homes nearby

Living area2,130 ft²
SmallerTypical 1,808 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.37 ac
SmallerTypical 0.32 acBigger

Bigger than 59% of homes nearby

Year built1950
OlderTypical 2017Newer

Older than almost all homes nearby

How 144 Ruth Rd ranks against every home in each area.
MeasureThis homeFreeport 32439Walton County
Estimated valuepricier than$274,92213% of homes14% of homes
Price per ft²pricier than$129almost no homes6% of homes
Living areabigger than2,130 ft²65% of homes62% of homes
Lot sizebigger than0.37 ac59% of homes71% of homes
Year builtnewer than1950almost no homes3% of homes

About 144 Ruth Rd

How much is 144 Ruth Rd, Freeport, FL worth?

The TopHap Estimate for 144 Ruth Rd, Freeport, FL is $274,922 as of Jul 14, 2026. The likely range is $248,634 to $301,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 144 Ruth Rd, Freeport, FL last sell?

144 Ruth Rd, Freeport, FL last sold on Jan 1, 1987, according to the county's recorded deed.

How big is 144 Ruth Rd, Freeport, FL?

144 Ruth Rd, Freeport, FL has 2 bedrooms, 1 bathrooms, 2,130 square feet of living space and a 0.37-acre lot.

When was 144 Ruth Rd, Freeport, FL built?

144 Ruth Rd, Freeport, FL was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 144 Ruth Rd, Freeport, FL?

144 Ruth Rd, Freeport, FL is assigned to Freeport Middle School (middle), rated B+; Freeport Elementary School (elementary), rated B-; Freeport High School (high), rated A-. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 144 Ruth Rd, Freeport, FL compare to other homes in Freeport 32439?

Among the 8,196 homes in Freeport 32439, it is worth more than 13% of them ($274,922 against a typical $425,000), its price per square foot is higher than almost none of them ($129 against a typical $219), it is bigger than 65% of them (2,130 ft² against a typical 1,808 ft²), its lot is bigger than 59% of them (0.37 ac against a typical 0.32 ac) and it is newer than almost none of them (1950 against a typical 2017). Measured against all of Walton County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 144 Ruth Rd, Freeport, FL?

The 2024 property tax bill for 144 Ruth Rd, Freeport, FL was $373. The county assessed it at $185,287.

More homes on Ruth Rd

Closest homes

More homes in Freeport 32439

Assigned schools

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