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Single Family ResidenceResidential
$413,973$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $74,900 on Jun 20, 2003

14435 PEN MAR HIGH ROCK RD

CASCADE, MD 21719
2.5
Baths
1,704 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.71 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$414K
$383K low$445K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$74,900 · Jun 20, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$162,023
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,618
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
SUSQUEHANNA BANK · R · recorded Feb 28, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,950
BOARD/COUNTY COMMISSIONERS/WAS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,706 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$383,133 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$339,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$470,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.5.71
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
M
Smithsburg Middle SchoolA+
Middle · Grades 6–8 · 5.0 mi
H
Smithsburg High SchoolA-
High · Grades 9–12 · 5.1 mi

District: Washington County Public Schools

Neighborhood · ZIP 21719These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.958
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.221 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,127
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14435 Pen Mar High Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Cascade 21719
  • Costs more per square foot than 89% of homes in Cascade 21719
  • Has a bigger lot than 94% of homes in Cascade 21719
  • Newer than 92% of homes in Cascade 21719

What homes are worth in Cascade 21719

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$686K

This home is worth more than 88% of homes in Cascade 21719.

How it measures up in Cascade 21719

The dot is this home. The mark in the middle is the typical home in Cascade 21719.

Estimated value$413,973
CheaperTypical $263,290Pricier

Pricier than 88% of homes nearby

Price per ft²$243
CheaperTypical $179Pricier

Pricier than 89% of homes nearby

Living area1,704 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 64% of homes nearby

Lot size5.71 ac
SmallerTypical 0.73 acBigger

Bigger than 94% of homes nearby

Year built2004
OlderTypical 1940Newer

Newer than 92% of homes nearby

How 14435 Pen Mar High Rock Rd ranks against every home in each area.
MeasureThis homeCascade 21719Washington County
Estimated valuepricier than$413,97388% of homes74% of homes
Price per ft²pricier than$24389% of homes76% of homes
Living areabigger than1,704 ft²64% of homes57% of homes
Lot sizebigger than5.71 ac94% of homes94% of homes
Year builtnewer than200492% of homes85% of homes

About 14435 Pen Mar High Rock Rd

How much is 14435 Pen Mar High Rock Rd, Cascade, MD worth?

The TopHap Estimate for 14435 Pen Mar High Rock Rd, Cascade, MD is $413,973 as of Jul 14, 2026. The likely range is $382,949 to $444,997. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14435 Pen Mar High Rock Rd, Cascade, MD last sell?

14435 Pen Mar High Rock Rd, Cascade, MD last sold on Jun 20, 2003 for $74,900, according to the county's recorded deed.

How big is 14435 Pen Mar High Rock Rd, Cascade, MD?

14435 Pen Mar High Rock Rd, Cascade, MD has 2.5 bathrooms, 1,704 square feet of living space and a 5.71-acre lot.

When was 14435 Pen Mar High Rock Rd, Cascade, MD built?

14435 Pen Mar High Rock Rd, Cascade, MD was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 14435 Pen Mar High Rock Rd, Cascade, MD?

14435 Pen Mar High Rock Rd, Cascade, MD is assigned to Cascade Elementary School (elementary), rated B; Smithsburg Middle School (middle), rated A+; Smithsburg High School (high), rated A-. All sit in Washington County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14435 Pen Mar High Rock Rd, Cascade, MD compare to other homes in Cascade 21719?

Among the 521 homes in Cascade 21719, it is worth more than 88% of them ($413,973 against a typical $263,290), its price per square foot is higher than 89% of them ($243 against a typical $179), it is bigger than 64% of them (1,704 ft² against a typical 1,482 ft²), its lot is bigger than 94% of them (5.71 ac against a typical 0.73 ac) and it is newer than 92% of them (2004 against a typical 1940). Measured against all of Washington County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14435 Pen Mar High Rock Rd, Cascade, MD?

The 2025 property tax bill for 14435 Pen Mar High Rock Rd, Cascade, MD was $3,706. The county assessed it at $383,133.

Closest homes

More homes in Cascade 21719

Assigned schools

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