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Single Family ResidenceResidential
$268,294$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1445 PENNY CREEK DR

RUFFIN, SC 29475
3
Beds
2
Baths
1,894 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$268K
$260K low$277K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,294
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,435
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,000
SOUTH CAROLINA FCU · recorded Dec 18, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$763 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyColleton
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Forest Hills Elementary SchoolC
Elementary · Grades 1–5 · 5.2 mi
H
Colleton County High SchoolD
High · Grades 9–12 · 6.7 mi
M
Colleton County Middle SchoolD
Middle · Grades 6–8 · 7.4 mi

District: Colleton County School District

Neighborhood · ZIP 29475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.230

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,994
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,932
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1445 Penny Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Ruffin 29475
  • Bigger than 78% of homes in Ruffin 29475
  • Older than 68% of homes in Ruffin 29475

What homes are worth in Ruffin 29475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$736K

This home is worth more than 72% of homes in Ruffin 29475.

How it measures up in Ruffin 29475

The dot is this home. The mark in the middle is the typical home in Ruffin 29475.

Estimated value$268,294
CheaperTypical $180,409Pricier

Pricier than 72% of homes nearby

Price per ft²$142
CheaperTypical $123Pricier

Pricier than 58% of homes nearby

Living area1,894 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 78% of homes nearby

Lot size2 ac
SmallerTypical 2 acBigger

Bigger than 51% of homes nearby

Year built1980
OlderTypical 1992Newer

Newer than 32% of homes nearby

How 1445 Penny Creek Dr ranks against every home in each area.
MeasureThis homeRuffin 29475Colleton County
Estimated valuepricier than$268,29472% of homes59% of homes
Price per ft²pricier than$14258% of homes48% of homes
Living areabigger than1,894 ft²78% of homes76% of homes
Lot sizebigger than2 ac51% of homes63% of homes
Year builtnewer than198032% of homes33% of homes

About 1445 Penny Creek Dr

How much is 1445 Penny Creek Dr, Ruffin, SC worth?

The TopHap Estimate for 1445 Penny Creek Dr, Ruffin, SC is $268,294 as of Jul 14, 2026. The likely range is $259,537 to $277,051. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1445 Penny Creek Dr, Ruffin, SC?

1445 Penny Creek Dr, Ruffin, SC has 3 bedrooms, 2 bathrooms, 1,894 square feet of living space and a 2.00-acre lot.

When was 1445 Penny Creek Dr, Ruffin, SC built?

1445 Penny Creek Dr, Ruffin, SC was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 1445 Penny Creek Dr, Ruffin, SC?

1445 Penny Creek Dr, Ruffin, SC is assigned to Forest Hills Elementary School (elementary), rated C; Colleton County High School (high), rated D; Colleton County Middle School (middle), rated D. All sit in Colleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1445 Penny Creek Dr, Ruffin, SC compare to other homes in Ruffin 29475?

Among the 1,625 homes in Ruffin 29475, it is worth more than 72% of them ($268,294 against a typical $180,409), its price per square foot is higher than 58% of them ($142 against a typical $123), it is bigger than 78% of them (1,894 ft² against a typical 1,352 ft²), its lot is bigger than 51% of them (2 ac against a typical 2 ac) and it is newer than 32% of them (1980 against a typical 1992). Measured against all of Colleton County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1445 Penny Creek Dr, Ruffin, SC?

The 2025 property tax bill for 1445 Penny Creek Dr, Ruffin, SC was $763. The county assessed it at $123,500.

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Assigned schools

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