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Single Family ResidenceResidential
$97,313$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

145 HOWARD ST

PONCA CITY, OK 74604
2
Beds
1
Baths
1,110 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$97K
$86K low$109K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$233 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,480 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$995
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,485
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$72,294

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
63
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOsage
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 720 ft²Porch · 112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McCord SchoolA+
Elementary · Grades PK–6 · 1.2 mi
H
Ponca City High SchoolB
High · Grades 9–12 · 3.1 mi
M
Ponca City West Middle SchoolB-
Middle · Grades 6–7 · 3.7 mi

District: McCord Public School

Neighborhood · ZIP 74604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,236
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

145 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Ponca City 74604
  • Costs less per square foot than 91% of homes in Ponca City 74604
  • Smaller than 93% of homes in Ponca City 74604
  • Has a bigger lot than 78% of homes in Ponca City 74604
  • Older than 96% of homes in Ponca City 74604

What homes are worth in Ponca City 74604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$695K

This home is worth more than 3% of homes in Ponca City 74604.

How it measures up in Ponca City 74604

The dot is this home. The mark in the middle is the typical home in Ponca City 74604.

Estimated value$97,313
CheaperTypical $223,098Pricier

Pricier than 3% of homes nearby

Price per ft²$88
CheaperTypical $118Pricier

Pricier than 9% of homes nearby

Living area1,110 ft²
SmallerTypical 1,833 ft²Bigger

Bigger than 7% of homes nearby

Lot size2 ac
SmallerTypical 0.45 acBigger

Bigger than 78% of homes nearby

Year built1935
OlderTypical 1974Newer

Newer than 4% of homes nearby

How 145 Howard St ranks against every home in each area.
MeasureThis homePonca City 74604Osage County
Estimated valuepricier than$97,3133% of homes22% of homes
Price per ft²pricier than$889% of homes31% of homes
Living areabigger than1,110 ft²7% of homes20% of homes
Lot sizebigger than2 ac78% of homes63% of homes
Year builtnewer than19354% of homes14% of homes

About 145 Howard St

How much is 145 Howard St, Ponca City, OK worth?

The TopHap Estimate for 145 Howard St, Ponca City, OK is $97,313 as of Sep 24, 2026. The likely range is $85,820 to $108,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 145 Howard St, Ponca City, OK last sell?

145 Howard St, Ponca City, OK last sold on Mar 30, 2004, according to the county's recorded deed.

How big is 145 Howard St, Ponca City, OK?

145 Howard St, Ponca City, OK has 2 bedrooms, 1 bathrooms and 1,110 square feet of living space.

When was 145 Howard St, Ponca City, OK built?

145 Howard St, Ponca City, OK was built in 1935, making it 91 years old. The building has 1 story.

What schools serve 145 Howard St, Ponca City, OK?

145 Howard St, Ponca City, OK is assigned to McCord School (elementary), rated A+; Ponca City High School (high), rated B; Ponca City West Middle School (middle), rated B-. All sit in McCord Public School. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 145 Howard St, Ponca City, OK compare to other homes in Ponca City 74604?

Among the 4,964 homes in Ponca City 74604, it is worth more than 3% of them ($97,313 against a typical $223,098), its price per square foot is higher than 9% of them ($88 against a typical $118), it is bigger than 7% of them (1,110 ft² against a typical 1,833 ft²), its lot is bigger than 78% of them (2 ac against a typical 0.45 ac) and it is newer than 4% of them (1935 against a typical 1974). Measured against all of Osage County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 145 Howard St, Ponca City, OK?

The 2024 property tax bill for 145 Howard St, Ponca City, OK was $233. The county assessed it at $4,480.

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