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Single Family ResidenceResidential
$408,335$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $3,200 on Jan 16, 2007

145 RIDGE LN

MONTEREY, TN 38574
3
Baths
2,720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$408K
$362K low$454K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,200 · Jan 16, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,298 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,025
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,675
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOverton
Lot (acres)The size of the land the home sits on, from county records.11.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 800 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilson Elementary SchoolB-
Elementary · Grades PK–8 · 2.9 mi
H
Livingston AcademyC
High · Grades 9–12 · 18.0 mi

District: Overton County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

145 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Overton County
  • Bigger than 95% of homes in Overton County
  • Has a bigger lot than 88% of homes in Monterey 38574
  • Newer than 66% of homes in Overton County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$798K

This home is worth more than 73% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$408,335
CheaperTypical $255,376Pricier

Pricier than 73% of homes nearby

Price per ft²$150
CheaperTypical $171Pricier

Pricier than 39% of homes nearby

Living area2,720 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 93% of homes nearby

Lot size11.27 ac
SmallerTypical 2.69 acBigger

Bigger than 88% of homes nearby

Year built1998
OlderTypical 1993Newer

Newer than 60% of homes nearby

How 145 Ridge Ln ranks against every home in each area.
MeasureThis homeMonterey 38574Overton County
Estimated valuepricier than$408,33573% of homes86% of homes
Price per ft²pricier than$15039% of homes36% of homes
Living areabigger than2,720 ft²93% of homes95% of homes
Lot sizebigger than11.27 ac88% of homes81% of homes
Year builtnewer than199860% of homes66% of homes

About 145 Ridge Ln

How much is 145 Ridge Ln, Monterey, TN worth?

The TopHap Estimate for 145 Ridge Ln, Monterey, TN is $408,335 as of Sep 24, 2026. The likely range is $362,360 to $454,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 145 Ridge Ln, Monterey, TN last sell?

145 Ridge Ln, Monterey, TN last sold on Jan 16, 2007 for $3,200, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 145 Ridge Ln, Monterey, TN?

145 Ridge Ln, Monterey, TN has 3 bathrooms, 2,720 square feet of living space and a 11.27-acre lot.

When was 145 Ridge Ln, Monterey, TN built?

145 Ridge Ln, Monterey, TN was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 145 Ridge Ln, Monterey, TN?

145 Ridge Ln, Monterey, TN is assigned to Wilson Elementary School (elementary), rated B-; Livingston Academy (high), rated C. All sit in Overton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 145 Ridge Ln, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,759 homes in Monterey 38574, it is worth more than 73% of them ($408,335 against a typical $255,376), its price per square foot is higher than 39% of them ($150 against a typical $171), it is bigger than 93% of them (2,720 ft² against a typical 1,498 ft²), its lot is bigger than 88% of them (11.27 ac against a typical 2.69 ac) and it is newer than 60% of them (1998 against a typical 1993). Measured against all of Overton County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 145 Ridge Ln, Monterey, TN?

The 2024 property tax bill for 145 Ridge Ln, Monterey, TN was $1,298. The county assessed it at $57,700.

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