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Single Family ResidenceResidential
$506,285$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

145 SHELL ROCK LN

HUBERT, NC 28539
2
Beds
3 / 1
Baths
1,998 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$506K
$409K low$603K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$506,285
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$405,028

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,694 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$411,331 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$161,331
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$411,331
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$411,331

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.112 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.87
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sand Ridge Elementary SchoolB+
Elementary · Grades KG–5 · 2.0 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 3.3 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 3.7 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

145 Shell Rock Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Hubert 28539
  • Costs more per square foot than 96% of homes in Hubert 28539
  • Bigger than 75% of homes in Hubert 28539
  • Has a bigger lot than 77% of homes in Onslow County
  • Older than 82% of homes in Hubert 28539

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$608K

This home is worth more than 95% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$506,285
CheaperTypical $271,742Pricier

Pricier than 95% of homes nearby

Price per ft²$253
CheaperTypical $178Pricier

Pricier than 96% of homes nearby

Living area1,998 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.87 ac
SmallerTypical 0.49 acBigger

Bigger than 71% of homes nearby

Year built1985
OlderTypical 2002Newer

Newer than 18% of homes nearby

How 145 Shell Rock Ln ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$506,28595% of homes90% of homes
Price per ft²pricier than$25396% of homes90% of homes
Living areabigger than1,998 ft²75% of homes73% of homes
Lot sizebigger than0.87 ac71% of homes77% of homes
Year builtnewer than198518% of homes31% of homes

About 145 Shell Rock Ln

How much is 145 Shell Rock Ln, Hubert, NC worth?

The TopHap Estimate for 145 Shell Rock Ln, Hubert, NC is $506,285 as of Jul 14, 2026. The likely range is $409,074 to $603,496. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 145 Shell Rock Ln, Hubert, NC?

145 Shell Rock Ln, Hubert, NC has 2 bedrooms, 3 bathrooms, 1,998 square feet of living space and a 0.87-acre lot.

When was 145 Shell Rock Ln, Hubert, NC built?

145 Shell Rock Ln, Hubert, NC was built in 1985, making it 41 years old. It is a contemporary home. The building has 2 stories.

What schools serve 145 Shell Rock Ln, Hubert, NC?

145 Shell Rock Ln, Hubert, NC is assigned to Sand Ridge Elementary School (elementary), rated B+; Swansboro High School (high), rated A-; Swansboro Middle School (middle), rated B-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 145 Shell Rock Ln, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,187 homes in Hubert 28539, it is worth more than 95% of them ($506,285 against a typical $271,742), its price per square foot is higher than 96% of them ($253 against a typical $178), it is bigger than 75% of them (1,998 ft² against a typical 1,544 ft²), its lot is bigger than 71% of them (0.87 ac against a typical 0.49 ac) and it is newer than 18% of them (1985 against a typical 2002). Measured against all of Onslow County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 145 Shell Rock Ln, Hubert, NC?

The 2025 property tax bill for 145 Shell Rock Ln, Hubert, NC was $2,694. The county assessed it at $411,331.

Closest homes

More homes in Hubert 28539

Assigned schools

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