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Single Family ResidenceResidential
$274,512$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $147,700 on Aug 31, 2010

14512 PEN MAR HIGH ROCK RD

CASCADE, MD 21719
1.5
Baths
2,252 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$275K
$252K low$297K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$147,700 · Aug 31, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,012
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,610
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,000
MERIDIAN HOME MORTGAGE CORP · recorded Oct 24, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,500
UTILITIES EMPLOYEES CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,900 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,233 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,567
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 396 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
M
Smithsburg Middle SchoolA+
Middle · Grades 6–8 · 5.1 mi
H
Smithsburg High SchoolA-
High · Grades 9–12 · 5.2 mi

District: Washington County Public Schools

Neighborhood · ZIP 21719These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.958
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.221 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,127
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14512 Pen Mar High Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Washington County
  • Costs less per square foot than 93% of homes in Washington County
  • Bigger than 82% of homes in Cascade 21719
  • Has a smaller lot than 95% of homes in Cascade 21719
  • Older than 83% of homes in Washington County

What homes are worth in Cascade 21719

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$686K

This home is worth more than 55% of homes in Cascade 21719.

How it measures up in Cascade 21719

The dot is this home. The mark in the middle is the typical home in Cascade 21719.

Estimated value$274,512
CheaperTypical $263,290Pricier

Pricier than 55% of homes nearby

Price per ft²$122
CheaperTypical $179Pricier

Pricier than 10% of homes nearby

Living area2,252 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.17 ac
SmallerTypical 0.73 acBigger

Bigger than 5% of homes nearby

Year built1918
OlderTypical 1940Newer

Newer than 27% of homes nearby

How 14512 Pen Mar High Rock Rd ranks against every home in each area.
MeasureThis homeCascade 21719Washington County
Estimated valuepricier than$274,51255% of homes35% of homes
Price per ft²pricier than$12210% of homes7% of homes
Living areabigger than2,252 ft²82% of homes78% of homes
Lot sizebigger than0.17 ac5% of homes22% of homes
Year builtnewer than191827% of homes17% of homes

About 14512 Pen Mar High Rock Rd

How much is 14512 Pen Mar High Rock Rd, Cascade, MD worth?

The TopHap Estimate for 14512 Pen Mar High Rock Rd, Cascade, MD is $274,512 as of Jul 14, 2026. The likely range is $252,009 to $297,015. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14512 Pen Mar High Rock Rd, Cascade, MD last sell?

14512 Pen Mar High Rock Rd, Cascade, MD last sold on Aug 31, 2010 for $147,700, according to the county's recorded deed.

How big is 14512 Pen Mar High Rock Rd, Cascade, MD?

14512 Pen Mar High Rock Rd, Cascade, MD has 1.5 bathrooms, 2,252 square feet of living space and a 0.17-acre lot.

When was 14512 Pen Mar High Rock Rd, Cascade, MD built?

14512 Pen Mar High Rock Rd, Cascade, MD was built in 1918, making it 108 years old. The building has 2 stories.

What schools serve 14512 Pen Mar High Rock Rd, Cascade, MD?

14512 Pen Mar High Rock Rd, Cascade, MD is assigned to Cascade Elementary School (elementary), rated B; Smithsburg Middle School (middle), rated A+; Smithsburg High School (high), rated A-. All sit in Washington County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14512 Pen Mar High Rock Rd, Cascade, MD compare to other homes in Cascade 21719?

Among the 521 homes in Cascade 21719, it is worth more than 55% of them ($274,512 against a typical $263,290), its price per square foot is higher than 10% of them ($122 against a typical $179), it is bigger than 82% of them (2,252 ft² against a typical 1,482 ft²), its lot is bigger than 5% of them (0.17 ac against a typical 0.73 ac) and it is newer than 27% of them (1918 against a typical 1940). Measured against all of Washington County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14512 Pen Mar High Rock Rd, Cascade, MD?

The 2025 property tax bill for 14512 Pen Mar High Rock Rd, Cascade, MD was $1,900. The county assessed it at $247,233.

Closest homes

More homes in Cascade 21719

Assigned schools

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